Here we grow again!
Wipro is seeking individuals who combine excellent problem-solving skills with the ability to function effectively both as part of a team or on an individual basis to bring their talent to our team.
Wipro is a leading global IT solutions and services company with over 240,000 dedicated employees serving clients across multiple continents and 66 countries.
We offer a strong compensation package that includes competitive pay and day one benefits. Wipro also offers many opportunities for career advancement within our engaging and exciting culture.
100% remote
US Citizen or Green Card
Must reside in the USA
Position:
Underwriter
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Responsibilities:
Ability to manually underwrite complex transactions to ensure the loan meets established guidelines.
Underwriter should have the ability to read the guidelines to determine whether each loan meets the requisite guideline as specified by the Client.
Run the AUS and verify the data integrity off the Desktop UW / Loan Prospector
Review the Employment Guideline Requirements
Perform Income calculations (salaried / Self employed / Rental / Other Incomes)
Validate all type of Assets including 401K, Bank Statements, Mutual funds etc.,
Usage of Assets against Income requirement / qualification
Calculate Debt-to-Income Ratio, Loan-to-value Ratio, Housing Payments
Review appraisal and perform Property Valuation and use property valuation tools
Review Credit Report including Credit Scores, Existing liens, payments etc.,
Also review on the alternate / support documents for credit review.
Title review and lien validations
Review loan details in Loan application, Letter of explanations, gift letters
Income verification on Bank statement loans.
Client specific guideline review with alternate documentations
Understanding on Counter offer and Solution the loan
Review on compliance documents
Must haves:
Minimum of - 5-6 years of mortgage processing experience and a background in Mortgage Originations Ops
Hands on experience in MS office applications (Word, Excel, PowerPoint, etc.)
Attention to detail - Has to be accurate on numbers and deliver in timely manner
Good verbal & written communication
Ability to handle demanding working environment and work under pressure
Willingness to learn / Trainable / Problem solver
Must have a High School Diploma, Bachelor's Degree preferred