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The Hartford

Special Investigations Unit Field Investigator - New Jersey

Remote

SIU Investigator - CF08BE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

We are seeking a talented Special Investigator to join our Special Investigations Unit (SIU). This position will be based out of the central/southern New Jersey and Delaware area. Most of the field work will be contained within New Jersey and Delaware, but occasional travel outside this geographic location may be necessary. The ideal candidate for this opportunity will spend at least 50% of their time traveling within their assigned region to visit loss sites, interview witnesses, conduct recorded statements, take photos, and inspect physical evidence. Additionally, the candidate must have a proficiency in Medical Investigation in the Auto, Worker's Compensation and General Liability lines-of-business. SIU Investigators work in partnership with claim handlers across all lines of business to investigate suspicious claims. The Field Investigators performing investigations to provide information to the claims handler which will assist in the adjudication of the claim.

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The mission of the SIU is to contribute to claims accuracy by building fraud awareness and investigating questionable claims.

This position will report to the SIU Manager and will be responsible for conducting thorough, timely, efficient and impartial investigations to support the accurate resolution of insurance claims by the Company. Key responsibilities of the role include:

  • This SIU Investigator will be responsible for assignments in the New Jersey and surrounding area.
  • Assignments may include investigations directly referred by the claim staff, or losses reviewed by the field investigator proactively which may be appropriate for SIU involvement.
  • The investigator is expected to have face to face interaction with parties to a loss, including insured, claimants, witnesses, experts, and other professionals on a routine basis. Excellent interpersonal, communication and interview skills are required.
  • Investigative assignments may include claims with identified suspicious loss indictors, definable inconsistencies, or those which otherwise require a high-level investigative skill and/or local in person presence.
  • Effective time management skills, proactive execution of investigative plans, and flexibility are necessary to ensure the effectiveness of this position.
  • The investigator must understand and exhibit appropriate investigative behaviors and methods while conducting investigations, including development of the facts, due diligence around evidence collection and interviews.
  • The Investigator must be able to effectively communicate investigative findings orally and in writing.
  • The Investigator will also be responsible for understanding fraud trends within his or her area of responsibility and leverage knowledge gained to SIU analytical resources.
  • Independently complete investigations in accordance with The Hartford's core performance values and best practices with minimal direction.
  • Prepare and submit investigative reports detailing and documenting all phases of an investigation to assist in the resolution of the claim.
  • Recognize intelligence opportunities through active investigations and shares this information within SIU.
  • Interface with the SIU Community and Law Enforcement; including attendance of NICB and other industry meetings.
  • Continually enhance investigative skills and understanding of emerging issues impacting property and casualty and group benefit claims.
  • Provide support to claims partners and other departments within the Company, which may include identifying training needs; participation in developing and presenting training and mentoring of external business partners and internal staff.

QUALIFICATIONS:

  • Bachelor's Degree preferred.
  • Minimum of 3 years special investigation insurance claims experience and/or investigative law enforcement experience required.
  • Solid understanding of SIU or relevant claim processes, practices, and applicable laws and regulations strongly preferred.
  • Designations in CIFI, FCLS or FCLA are strongly preferred.
  • Strong interviewing and communication skills (verbal and written).
  • The ability to work well independently and in a team environment.
  • Consistent high level of performance and achievement over career span.
  • Strong critical thinking and analytical skills; ability to make deductions; logical and sequential thinker.
  • Excellent written and verbal communication and diplomacy skills, inspiring confidence among main customers.
  • The ability to work well independently and in a team environment.
  • Consistent high level of performance and achievement over career span.

WHAT ELSE CAN YOU TELL ME?

  • The SIU Investigator is a remote position and will require 50%+ travel within the assigned territory. The Special Investigator for this opportunity will be based out of the Central/Southern New Jersey and surrounding area.
  • A cell phone and a wireless laptop is provided for this opportunity.
  • A company car will be provided, and a valid driver's license is required.

For full-time, occasional, part-time or remote positions: (1) high speed broadband internet service is required, we do not recommend or support DSL, wireless, Wifi, Hotspots, Fiber without a modem and Satellite; (2) Internet provider supplied modem/router/gateway is hardwired to the Hartford issued computer with an ethernet cable; and (3) minimum upload/download speeds of 5Mbps/30Mbps will be required. To confirm whether your Internet system has sufficient speeds, please visit http://www.speedtest.net from your personal computer.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$83,066 - $124,599

Equal Opportunity Employer/Females/Minorities/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

Job ID: hartford-R2416267
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Health Reimbursement Account
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA With Employer Contribution
    • HSA With Employer Contribution
    • On-Site Gym
    • Mental Health Benefits
    • Virtual Fitness Classes
    • Fitness Subsidies
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
    • Remote Work Opportunities
    • Flexible Work Hours
  • Office Life and Perks

    • Commuter Benefits Program
    • Casual Dress
    • On-Site Cafeteria
    • Company Outings
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Personal/Sick Days
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Relocation Assistance
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Internship Program
    • Leadership Training Program
    • Associate or Rotational Training Program
    • Tuition Reimbursement
    • Promote From Within
    • Mentor Program
    • Shadowing Opportunities
    • Access to Online Courses
    • Lunch and Learns
    • Learning and Development Stipend
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program