- Perform credit analysis for new clients, annual / quarterly reviews and present opinions and recommendations on assigned coverage portfolio, inclusive of internal risk ratings, analyzing KPIs and KRIs - Review trade requests from business / origination teams and understand credit exposure impact, tenor details, structure etc. - Negotiate documents with counsel and counterparties to incorporate relevant credit terms. - Prepare portfolio reports to communicate industry trends, limit usage / excesses, changes in ratings, LGD and appetite to Business and Senior Risk Managers. - Perform financial analysis including stress testing, projections and peer comparisons - Concisely describe the structure and terms of products and analyze related risk metrics - Differentiate ability of cash flows versus market value of a assets/collateral to repay debt of the obligor - Bachelor's degree is required. - Minimum 5 years of experience in a similar role with a focus on Financial Institutions credit analysis - Knowledge of relevant regulatory rules related to Life, Health, and Casualty - Strong attention to detail and the ability to effectively communicate and collaborate with a wide range of stakeholders, both written and verbally - Familiarity with trading documents including ISDAs, CSAs etc preferred - Counterparty Stress testing - Adept in MS Office, database queries and modeling - An interest in working in a fast-paced environment and ability to effectively prioritize deliverables - Experience training managing direct reports both in person and remotely Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $205,000 year at the commencement of employment. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.
Want more jobs like this?
Get Management jobs delivered to your inbox every week.
