Credit Originator - Global Corporate Banking Real Estate - Vice President

You are customer focused, enjoy building relationships and providing credit advice to your clients. A role as a Credit Originator is for you.

As a Credit Originator within our Real Estate Banking team, you will play a pivotal role in overseeing the new loan origination process for commercial real estate clients. You will be part of a dynamic team that provides extensive industry knowledge, local expertise, and a comprehensive set of financial products and services to a diverse client base. This role offers the opportunity to work with a range of clients, from corporations and municipalities to real estate investors and not-for-profit organizations. You will be responsible for evaluating new loan opportunities, structuring complex loans, coordinating the credit approval process, and ensuring compliance with established underwriting standards and guidelines. This role provides an opportunity to apply your strong working knowledge of the commercial real estate industry and banking rules and regulations, and to lead a team to deliver accurate, timely results.

Job Responsibilities:

• Evaluate new secured loan opportunities and drive the client's loan origination process
• Structure complex loans and coordinate the credit approval process in conjunction with risk team members
• Present proposed loan transactions to senior management, articulating the reasoning behind recommended credit decisions
• Prepare and review underwriting and investment committee memorandums
• Prepare and negotiate term sheets, negotiate loan documentation, and coordinate the real estate closing process, including reviewing due diligence
• Oversee compliance with established underwriting standards and guidelines, credit approval requirements, and other policies and procedures associated with new loan originations
• Serve as the primary client contact throughout the credit originations process as well as ongoing credit management
• Actively engage in credit portfolio reviews with the risk team and ongoing portfolio monitoring of existing loans
• Partner with bankers on proactive approaches to pitch additional credit solutions
• Assist with training and development of junior staff member, serving as a coach to develop their credit analysis and structuring skills

Required Qualifications, Capabilities, and Skills:

• Five plus years of commercial banking lending experience, including extensive credit, structuring, closing, and loan documentation experience
• Excellent communication skills, including the ability to clearly express and support opinions in a confident and diplomatic manner, listen thoughtfully to the input and critiques of managers and team members, and effectively articulate positions to senior management
• Strong analytical and business writing skills

Preferred Qualifications, Capabilities, and Skills:

• Completion of a major corporate banking credit training program
• Knowledge of JPMorgan Chase or similar bank policies and procedures
• Superior interpersonal skills to interact with clients, counsel, product partners, and senior management
• Significant accounting and finance knowledge, as well as strong knowledge of real estate fundamentals and concepts

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Client-provided location(s): New York, NY, Chicago, IL

Job ID: JPMorgan-210646897

Employment Type: FULL_TIME

Posted: 2025-07-22T11:58:05