Commercial Product Manager IV

Overview

This is a hybrid role with the expectation that time working will regularly take place inside and outside of a company office.

We are seeking an experienced, well-rounded payment professional to join the Embedded Payments On Behalf Of Product Management team. The ideal individual will have experience across multiple payment methods and product management.

The Embedded Payments On Behalf Of Product Management team is responsible for a portfolio of innovation economy Fintech clients that facilitate payments on behalf of their customers (C2s). These Fintech clients provide payment services to a wide variety of end customers across multiple industries utilizing a variety of payment methods via OBO and For Benefit Of (FBO) custodial accounts.

• Bachelor's degree in finance, accounting, or related work experience.
• 5+ years of experience payment product management inclusive of P&L management, policies and procedures, and new product development.

• Familiarity with various Embedded Payment business models (PayFac, On Behalf Of, For Benefit Of) and associated risk profiles.
• Expertise in risks unique to various payment methods including ACH, Checks, Wire, RTP, Card include formatting, international, returns, and associated credit risk especially in the OBO payment space.
• Understanding of payment network and regulatory rules that govern OBO payments.
• Proven ability to provide actionable insights from data through management presentations.
• Excellent analytical, communication, and problem-solving skills.
• Collaboration with cross-functional teams and influence decision-making.
• Track record of simplifying complex problems and solutions to persuade audiences.
• Prior experience interfacing with relationship teams and clients in successfully closing deals and providing support as needed.