Senior Lead Product Manager, Branded Credit Cards
About this role:
Wells Fargo is seeking a Senior Lead Product Manager to play a critical role in transforming the Wells Fargo Branded Credit Card business. This position sits within the Customer Management team in Branded Cards, where you will have an opportunity to make a meaningful impact by transforming the strategy, credit, marketing, and product capabilities by defining, developing, and implementing customer-facing strategies, best in class capabilities and customer experience solutions. You will play a key role in developing and enhancing product strategies, and managing performance. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will:
- Define, develop and execute the strategy and roadmap to drive responsible growth, profitability, and competitive advantage for various parts of Wells Fargo Credit Card
- Develop, test, analyze and implement product, credit, and marketing strategies to achieve the financial objective relevant to macro-economic conditions
- Communicate effectively with stakeholders at multiple levels, including preparing and delivering presentations
- Define and execute investments in the credit infrastructure across testing, data, modeling, monitoring, execution systems
- Define and execute strategies to reduce complexity and increase execution quality through simplification of product features and terms
- Be responsible for ensuring all key regulatory and business requirements are met effectively for all implemented ideas
- Collaborate with and influence all levels of professionals including senior leadership
- Lead projects by working closely with cross-functional teams (Credit, Marketing, Finance, Tech, Risk, Operations)
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- 7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 7+ years of experience in financial services, preferably in credit card industry
- Experience working across credit card segments, including consumer (full risk spectrum), small business, commercial, and partnerships/co-brands
- Deep understanding and application of credit and lending risk management principles
- Experience leading and delivering large-scale strategic initiatives, including technology platform integrations and transformations
- Strong strategic leadership, capable of setting end-to-end product strategy and influencing senior stakeholders without direct authority
- Exposure to P&L decision-making and financial impact analysis
- Expertise in credit, product, and marketing data and analysis
- Outstanding problem solving and decision-making skills, grounded in rigorous logic, analysis, market and consumer dynamics, and operational assessments
- Strong conceptual thinking and ability to bring clarity in ambiguity and solve complex credit and operational challenges
- Prior experience in data science or analytics roles involving projects with data infrastructure (data, platforms, models, monitoring tools)
- Demonstrated experience owning and driving agendas across multiple aspects of credit and lending risk (originations, customer management, fraud, collections)
- Experience working across multiple lending products, including credit cards, auto loans, and personal loans
- Exceptional communication and storytelling skills, with a track record of synthesizing complex information into clear recommendations and executive-level presentations
- Demonstrated ability to drive results through cross-functional teams, regardless of reporting structure
- Ability to travel up to 20% of the time
- Willingness to work on-site at stated location on the job opening
- This position offers a hybrid work schedule
- This position is not eligible for Visa sponsorship
Locations:
- 550 S Tryon, Charlotte, NC 28202
- 2200 Concord Pike, Wilmington, DE 19803
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$139,000.00 - $239,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
10 Oct 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Perks and Benefits
Health and Wellness
- Health Insurance
- Health Reimbursement Account
- Dental Insurance
- Vision Insurance
- Life Insurance
- FSA
- HSA
- Mental Health Benefits
- Short-Term Disability
- Long-Term Disability
Parental Benefits
- Adoption Assistance Program
- Family Support Resources
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Fertility Benefits
- Return-to-Work Program
Work Flexibility
- Hybrid Work Opportunities
Office Life and Perks
- Commuter Benefits Program
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Personal/Sick Days
- Volunteer Time Off
Financial and Retirement
- 401(K) With Company Matching
- Performance Bonus
- Stock Purchase Program
Professional Development
- Tuition Reimbursement
- Access to Online Courses
- Internship Program
- Associate or Rotational Training Program
- Promote From Within
- Mentor Program
Diversity and Inclusion
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