Senior Lead Business Accountability Specialist
Yesterday• Charlotte, NC
As the landscape of financial crimes continues to evolve, organizations must remain vigilant and adaptive, particularly within consumer lending. Navigating complex regulatory requirements and designing robust risk management frameworks are paramount for safeguarding operations and maintaining trust. This role offers a unique opportunity to shape strategy and transformation at a pivotal intersection of compliance, operational integrity, and business innovation.
About this role:
The Wells Fargo Consumer Lending CAO BSA/AML Strategy and Transformation team is seeking an experienced financial crimes leader to oversee risk coverage across Consumer Lending. This individual will be responsible for identifying, assessing, managing, and mitigating both existing and emerging risk exposures related to Consumer Lending activities and operations.
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The role involves providing expert consultation and guidance on the development, implementation, and monitoring of complex, business-specific programs for the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC). The successful candidate will collaborate closely with Consumer Lending business lines to design and implement process and operational enhancements that align with strategic goals. Additionally, the position will engage with Financial Crimes Risk Management (FCRM) partners and may interact with Audit, Legal, external agencies, and regulatory bodies regarding management of risk programs tailored to specific business needs. Leadership of projects or initiatives and mentoring responsibilities may be included; however, direct management of team members is not required.
In this role, you will:
- Provide expert guidance in Financial Crimes for Consumer Lending activities, with particular emphasis on Office of Foreign Assets Control (OFAC) programs.
- Apply knowledge of Anti-Money Laundering (AML) and Sanctions regulations to design compliant processes and controls.
- Assess the relevance of policies within assigned business units and evaluating the effectiveness of current procedures.
- Support the development and continuous improvement of the business control framework related to Financial Crimes.
- Consult with business stakeholders on projects to identify and mitigate operational risks across Consumer Lending functions.
- Identify risk exposures associated with emerging trends and changes to business processes.
- Assist in the aggregation and communication of financial crimes risk data for assigned business units.
- Collaborate cross-functionally with Financial Crimes partners to identify issues, recommend solutions, and advance strategic objectives. Assisting in the formulation and implementation of corrective actions to address identified risks.
- Oversee resolution of financial crimes issues and monitoring corrective actions to ensure effective remediation of control deficiencies.
- Provide support during regulatory examinations, internal audits, and Independent Risk Management reviews as needed.
- Promote and nurturing a culture focused on talent development to achieve business goals and strategic priorities.
- 7+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Specific working experience with Office of Foreign Assets Control (OFAC) banking risk programs
- Process improvement and change management experience
- Experience with front-line Consumer Lending business processes and controls, including quality assurance processes, business operations, and compliance measures
- Desire to work within a fast paced- highly regulated enforcement action environment.
- Excellent verbal and written communication skills with the ability to articulate complex concepts in a clear and concise manner
- Industry standard Financial Crimes certification
Relocation will not be supported by this role.
VISA Sponsorship will not be supported by this role.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$159,000.00 - $279,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
25 Sep 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Client-provided location(s): Charlotte, NC
Job ID: WellsFargo-R-486906-1
Employment Type: FULL_TIME
Posted: 2025-09-25T18:08:50
Perks and Benefits
Health and Wellness
- Health Insurance
- Health Reimbursement Account
- Dental Insurance
- Vision Insurance
- Life Insurance
- FSA
- HSA
- Mental Health Benefits
- Short-Term Disability
- Long-Term Disability
Parental Benefits
- Adoption Assistance Program
- Family Support Resources
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Fertility Benefits
- Return-to-Work Program
Work Flexibility
- Hybrid Work Opportunities
Office Life and Perks
- Commuter Benefits Program
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Personal/Sick Days
- Volunteer Time Off
Financial and Retirement
- 401(K) With Company Matching
- Performance Bonus
- Stock Purchase Program
Professional Development
- Tuition Reimbursement
- Access to Online Courses
- Internship Program
- Associate or Rotational Training Program
- Promote From Within
- Mentor Program
Diversity and Inclusion
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