Credit Portfolio Consultant
Yesterday• Charlotte, NC
Why Wells Fargo:
Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader - we're a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job - it's about finding all of the elements to help you thrive, in one place. Living the Well Life means you're supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You'll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we're recognized for it - Wells Fargo once again ranked in the top three - making us the #1 financial services employer - on the 2025 LinkedIn Top Companies list of best workplaces "to grow your career" in the U.S. Join us!
About this role:
Wells Fargo is seeking a Credit Portfolio Consultant within the SBA Construction Portfolio Services Division. The SBA Construction Portfolio Services Division is specifically accountable for:
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- advising and consulting on all commercial real estate subject matter
- collection, review, analysis, and assessment of commercial real estate construction due diligence
- coordination of the closing of commercial real estate loans with a focus on credit and collateral quality
- acting as an expert guidance partner in all commercial real estate construction loans
- monitoring of commercial real estate construction draws and progress,
- providing commercial real estate related advice and training to line of business partners.
In this role, you will:
- Participate in complex credit initiatives including those that are cross functional with broad impact
- Assist in oversight on credit risk governance and across assigned businesses or functions
- Review and analyze complex credit performance, and potential or emerging credit risks that require in-depth evaluation of multiple factors including intangibles or unprecedented factors
- Execute appropriate strategies that ensure risk is within Wells Fargo's risk appetite
- Make recommendations in complex and multifaceted situations requiring sound understanding of credit and portfolio strategies that influence teams to meet deliverables and drive new initiatives
- Direct and coordinate the various activities related to assessing and predicting risk through business analysis or modeling
- Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues, and achieve goals
- Lead projects and serve as a peer mentor
- Serve as a technical expert for management on moderately complex issues
- 2+ years of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 2+ years Commercial Real Estate experience
- Risk Management - ability to identify potential risks
- Ability to identify and solve problems independently
- Advanced proficiency in MS Excel, MS Access, and SharePoint
- Highly organized and proactive with an ability to manage multiple work streams
- Excellent communication skills; able to interact with business partners, peers, and senior management
- Dedicated and self-driven
- Ability to work and influence successfully within a matrixed environment and build effective business partnerships with all levels of team members
- 10999 W. Interstate 10, San Antonio, TX
- 550 S. Tryon St., Charlotte, NC
- 600 S 4th Street Minneapolis, MN
- This position is not eligible for Visa sponsorship
- This position offers a hybrid work schedule
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$77,000.00 - $133,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
16 Oct 2025
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Client-provided location(s): Charlotte, NC
Job ID: WellsFargo-R-497218-2
Employment Type: FULL_TIME
Posted: 2025-10-09T18:09:11
Perks and Benefits
Health and Wellness
- Health Insurance
- Health Reimbursement Account
- Dental Insurance
- Vision Insurance
- Life Insurance
- FSA
- HSA
- Mental Health Benefits
- Short-Term Disability
- Long-Term Disability
Parental Benefits
- Adoption Assistance Program
- Family Support Resources
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
- Fertility Benefits
- Return-to-Work Program
Work Flexibility
- Hybrid Work Opportunities
Office Life and Perks
- Commuter Benefits Program
Vacation and Time Off
- Paid Vacation
- Paid Holidays
- Personal/Sick Days
- Volunteer Time Off
Financial and Retirement
- 401(K) With Company Matching
- Performance Bonus
- Stock Purchase Program
Professional Development
- Tuition Reimbursement
- Access to Online Courses
- Internship Program
- Associate or Rotational Training Program
- Promote From Within
- Mentor Program
Diversity and Inclusion
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