Sr. Risk Management Manager

Company Description

Fascinated by the future and captivated by technology? Smart, driven and want to make a difference in the world? You will fit right in.

By joining one of our teams at Visa Payments Limited, a division of Visa Inc since 2019, you’ll have an opportunity to shape the payments experience globally. Being part of Visa, the world’s leader in digital payments technology, our mission is to connect the world through the most creative, reliable and secure payment network, enabling individuals, businesses, and economies to thrive. 

Visa Payments Limited is a financial technology business that provides cross-border payment processing services to banks and payments businesses across six continents through its global network.

Individuality fuels our brand and our global team – we are proud that we are a talented team of 18,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life both within and outside of the office, and whether it is taking advantage of agile work schedules or our wellness programmes, Visa Payments Limited and Visa Inc. respects and encourages meaningful work/life balance for everyone.

If you think you could support the Visa family by joining Visa Payments Limited as a Operations Analyst, we want to hear from you.

You're an individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

The Senior Manager, Risk is responsible for delivering risk management oversight to the Visa Direct including Visa Payments Limited (VPL), Currency Cloud, B2B Connect, VGSI, and YellowPepper.  A solid foundation of risk management ensures the Visa Direct organization maintains a strong reputation at the forefront of the payments industry and supports its long-term growth strategy. The Senior Manager, Risk will also provide second line risk and controls assurance to the whole Visa Direct team.  The Senior Manager, Risk will support and lead where applicable the design and implementation of appropriate risk oversight and ensure enterprise risks are identified and managed within Visa’s Risk Appetite. 

The Senior Manager, Risk reports to the Senior Director, Risk, Visa Direct. The role is responsible for managing risk relationships across Visa Direct and Visa globally, as well as externally with Regulatory bodies, auditors and professional assessors. The Senior Manager Risk will also be responsible for strengthening the Second Line of Defense and ensuring adequate controls assurance of first line of defense risk and control teams within Visa Direct.  

Key Responsibilities

• Responsible for Risk management oversight at Visa Payments Limited, Yellow Pepper and Visa Direct.
• Provide advice to Senior management, including Heads of Functions and other leadership team members of Visa Direct and other entities within the money movement business, to ensure key risks are considered and effectively managed
• Pro-actively collaborate internally with Risk colleagues and with Head of functions and senior management at VPL and Visa Direct business to identify, manage and mitigate key areas of risk, including but not limited to, strategic, financial, operational, ecosystem and legal and compliance risks
• Establish and oversee deployment of processes to deliver ongoing and adequate monitoring, testing and reporting of risks
• Evaluate emerging risks across Visa Direct, identify potential mitigation strategies and advise business leaders on implementation
• Implement Visa's enterprise risk management policy, including making enhancements to company-wide processes to strengthen risk management capabilities
• Provide appropriate governance and oversight of credit risks arising
• Contribute to the effective oversight of enterprise risks by providing risk reporting to the Business Leadership of Visa Direct, VPL and other entities within Visa Direct, Risk Committees and the respective Board of the entities, including through enhanced use of Key Risk Indicators and analytics
• Provide support in embedding strong risk culture across the Visa Direct Organization
• Review all external communications with the regulators
• Provide assurance to respective Board of regulated entities on key regulatory deliverables, including the Operational Resilience Assessment, and the company’s Orderly Wind-Down Plan
• Second Line of Defense oversight includes coverage of strategic direction and initiatives; Compliance, Technology activities, external certification control framework (e.g. ISO27001) and alignment with Visa key controls and operational risk management frameworks
• Accountable for leading internal, or engaging third party, assessment of key activities against industry recognized criteria and standards
• Provide second line controls assurance across Visa Direct, including assurance of first line risk and control frameworks and approaches where appropriate

Qualifications

• 5+ Years of progressive experience
• Educated to degree level or hold equivalent professional experience in Accounting, Finance or Business
• A good understanding of the payments industry and financial services, payment products and services, and of wider economic / competitive landscape
• Excellent knowledge and understanding of risk management practices: experience in identifying, assessing, managing and reporting risk, gained across different risk types
• Strong understanding of Financial, Compliance and Technology related risks including but not limited to Payment Service regulations.
• Expertise in collaborating cross-functionally to ensure risk assessments are comprehensive
• Display effective communication skill to advise and influence Heads of functions, Senior Directors, and other leadership team members across Visa Direct and VPL.
• Capability to recognize and understand root causes, patterns, or trends across a broad spectrum of activity that could result in risk to the organization
• Produce impactful management information and support informed executive decision making
• Clear thinker with strong technical and data analysis skills, plus solid business acumen, management, and problem-solving skills
• Knowledge and understanding of relevant regulation and experience of working with regulators
• Proficiency in MS Word, Excel, Access, PowerPoint
• Ability to quickly understand complex and fast-moving topics and identify key points and go forward plans with limited information
• Champion the establishment of training and awareness programs to build general acumen on processes, risks, and controls standards
• Experience in the effective use of Risk management tools
• Top 4 accounting and consulting experience desirable.

Sector Experience 

• Payment processing/payment services 
• Financial services (within a regulated environment) 
• Regulated industry 
• Technology/financial technology

Additional Information

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Client-provided location(s): London, United Kingdom

Job ID: 07589bbb-6f92-47be-8fed-78bc58fd41c6

Employment Type: OTHER

Posted: 2025-09-01T13:22:04