Senior Payments Analyst

About The Role

Seamless payments are crucial to the exceptional experiences Uber provides for its users, drivers, couriers, and restaurant partners. The Core Payments team works cross-functionally to ensure smooth financial interactions throughout the Uber ecosystem. It operates with Uber's characteristic agility and scale, focusing on optimizing transaction success rates and costs.

We are seeking a detail-oriented and analytical Senior Payments Analyst to join our team. This role is central to understanding and optimizing the cost of payments by analyzing payment processing fees, reconciling invoices, and driving cost-efficiency initiatives.

The ideal candidate will have strong SQL skills, experience working with financial/payment data, and a deep affinity for numbers-with the ability to connect data points to uncover insights and influence cost-related decisions. If you enjoy working with data to solve real-world financial problems, this role offers a high-impact opportunity in a dynamic, cross-functional environment.

1. Analyze Payment Costs: Write and optimize SQL queries to extract and analyze data related to payment transactions, fee structures, and processor charges.
2. Invoice Reconciliation: Match actual payment fees with processor invoices to ensure accuracy and identify any discrepancies.
3. Payment Fee Optimization: Identify inefficiencies in payment processing costs and suggest actionable strategies to reduce expenses (e.g., routing logic, processor changes, pricing plans).
4. Reporting & Dashboards: Build reports and visualizations to communicate fee trends, variances, and optimization opportunities to internal stakeholders.
5. Stakeholder Collaboration: Work closely with finance, engineering, product, and vendor teams to ensure alignment and execution of cost-saving initiatives.
6. Industry Benchmarking: Stay updated on industry best practices, interchange fee updates, and processor pricing models to support informed decision-making.

1. Masters degree in Finance, Economics, Data Science, Engineering, or a related field.
2. 4+ years of experience in payments, finance, analytics, or operations, preferably in a high-volume transaction environment (e.g., e-commerce, fintech, SaaS).
3. Proficiency in SQL and experience working with large datasets.
4. Strong analytical and reconciliation skills with attention to detail.
5. Strong affinity for numbers with the ability to connect data-driven insights to real-world payment cost drivers and operational decisions.
6. Proficient in Excel/Google Sheets, Pivot Tables and data visualization tools (e.g., Tableau, Looker, Power BI).
7. Excellent communication skills, both written and verbal.
8. Ability to work independently and manage multiple priorities. Ability to work in a fast paced environment and manage multiple tasks.
9. Solid problem solving skills - the ability to break down complex problems and define a plan and the expected outcome.

1. Strong knowledge of SQL, and experience with building data visualizations and dashboards.
2. Strong knowledge of Excel/Google Sheets with advanced Excel functions and experience with Pivot Tables
3. Experience with payments cost analysis is a plus. Familiarity with interchange fee, scheme fees.
4. Knowledge of the economic, legal, regulatory, and technical trends in the payments industry