Anti-Financial Crimes Risk Data Consultant

Overview

Who we are

Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We're looking for talented team members who want to Dream. Do. Grow. with us.

An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.

To save time applying, Toyota does not offer sponsorship of job applicants for employment-based visas or any other work authorization for this position at this time.

Who we're looking for

Toyota's Anti-Financial Crimes Division under Enterprise Risk is looking for a passionate and highly motivated Anti-Financial Crimes Risk Data Consultant.

The candidate for this role will have deep expertise in data management and model validation for Fraud, Anti-Money Laundering (AML), OFAC compliance. The ideal candidate will architect and optimize data flows, develop high-impact metrics, develop and maintain performance scorecards and elevate risk management strategies through precision analytics and industry-leading methodologies. This role demands hands-on experience with regulatory data frameworks, scalable model development, and enterprise-level data stewardship.

Reporting to the Fraud Operations Manager, the person in this role will support the Fraud department's objective to enhance fraud risk mitigation for Toyota Financial Savings Bank and its affiliates.

What you'll be doing

--Day-to-Day Fraud Operations:

• Develop and refine fraud detection models and AML risk scoring algorithms using structured and unstructured data
• Conduct data lineage mapping and flow analysis to ensure integrity across compliance systems and reporting pipelines
• Collaborate with compliance, legal, other data teams, and IT teams to enhance data governance and regulatory reporting frameworks
• Lead root cause investigations using data into suspicious activity flagged by transaction monitoring systems
• Deliver insightful dashboards and metrics to management and senior stakeholders, highlighting emerging risks and operational performance
• Develop, measure, analyze, and evaluate data and reporting metrics that support the efforts of TFS to detect, prevent, investigate and mitigate fraud risk.
• Assist in defining metrics that measure effectiveness of current fraud strategies and operational efficiency including return on investment (ROI)
• Effectively translate, quantify, and communicate the risk of fraud and money laundering to prevent and mitigate current or future exposure.
• Demonstrate intellectual agility to work in an unstructured environment with the ability to organize and prioritize assignments, day-to-day responsibilities and unplanned action items that must be completed to meet management expectations and compliance deadlines.
• Identify and recommend enhancements and process improvements based on assessment of fraud data, systems, and processes.
• Work collaboratively prioritizing units, architects, business analysts, developers, product managers, visual designers, and/or user experience teams to document requirements, acceptance criteria, to prioritize and design services and products to support safe and frictionless customer experience and a robust control environment.
• Assist in fraud investigations by developing ad-hoc data analysis and reporting to identify patterns of activity and potential gaps.
• Manage or work on department projects at the direction of the Fraud Operations Manager and/or the department Director.

• Support Fraud Operations leadership in the execution of all Fraud / AML Risk Assessments.
• Assist Fraud Operations Manager in building out and developing the Fraud Factory including resources, applications, and systems.
• Serves as a change agent who will regularly interact with and influence the decision making of management, stakeholders and team members as needed.
• Timely escalate identified risks to team leadership up to and including the Fraud Operations Manager, the Director of Anti-Financial Crimes Compliance and the Chief Compliance Officer.

• Four-year college degree (BA or BS) in finance, technology, information management or a related field
• Experience: A minimum of 5 years of relevant work experience in a data management and/or data reporting capacity supporting Fraud, AML, OFAC teams.
• Demonstrated experience organizing, prioritizing, and handling multiple tasks with a high level of efficiency
• Deep understanding of how anti-financial crimes technology and data environments operate, specifically fraud case management systems

• MBA or master's degree in a related field
• Certified Fraud Examiner (CFE) certification
• SQL/Python certification
• Additional Certifications: ex. CAMS, CPA or PMP

• A work environment built on teamwork, flexibility and respect
• Professional growth and development programs to help advance your career, as well as tuition reimbursement
• Team Member Vehicle Purchase Discount
• Toyota Team Member Lease Vehicle Program (if applicable)
• Comprehensive health care and wellness plans for your entire family
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
• Paid holidays and paid time off
• Referral services related to prenatal services, adoption, childcare, schools and more
• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
• Relocation assistance (if applicable)