Responsibilities
The Payment team of U.S. Data Security department of TikTok provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on - to ensure that users have a smooth and secure payment experience on TikTok platform.
In order to enhance collaboration and cross-functional partnerships, among other things, at this time, our organization follows a hybrid work schedule that requires employees to work in the office 3 days a week, or as directed by their manager/department. We regularly review our hybrid work model, and the specific requirements may change at any time.
Responsibilities
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- Establish a holistic risk management framework for mitigating the risk of payment fraud, credit losses and financial abuse across consumers, merchants, and affiliates
- Develop metrics and dashboards to monitor risk, perform scenario planning and simulation testing
- Deep dive into fraud cases through massive data and ad hoc analysis that identify root causes of risk originations
- Design risk solutions that introduce appropriate amounts of friction for suspicious users based on suspicious user characteristics and machine learning models
- Develop risk solutions that detect, prevent, and mitigate fraudulent or suspicious user behaviors
- Collaborate with product, engineering and cross function teams to define risk product roadmaps and strategies
- Communicate results on a regular basis to stakeholders around the world, including executive leadership
Qualifications
Minimum Qualifications
- Master's degree (Ph.D. is a plus) in Statistics, Mathematics, Finance, Computer Science Engineering or a similar Quantitative field, or equivalent practical experience.
- 3 years of experience in the payment risk industry, with experience in risk management practices, fraud analytics
-Strong analytical skillset and experience with analytics tools (Excel, SQL, R, Python, Hive, Spark, and other statistical or data analysis packages)
Preferred Qualifications
-Results-oriented and comfortable working in a fast-paced environment requiring prioritization and ownership
Creative problem solving and critical thinking skills
-Excellent written and verbal communication skills and ability to influence others, with strong leadership skills and ability to manage.
Job Information
[For Pay Transparency] Compensation Description (annually)
The base salary range for this position in the selected city is $102400 - $164444 annually.
Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies and experience, and location. Base pay is one part of the Total Package that is provided to compensate and recognize employees for their work, and this role may be eligible for additional discretionary bonuses/incentives, and restricted stock units.
Benefits may vary depending on the nature of employment and the country work location. Employees have day one access to medical, dental, and vision insurance, a 401(k) savings plan with company match, paid parental leave, short-term and long-term disability coverage, life insurance, wellbeing benefits, among others. Employees also receive 10 paid holidays per year, 10 paid sick days per year and 17 days of Paid Personal Time (prorated upon hire with increasing accruals by tenure).
The Company reserves the right to modify or change these benefits programs at any time, with or without notice.
For Los Angeles County (unincorporated) Candidates:
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws including the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Our company believes that criminal history may have a direct, adverse and negative relationship on the following job duties, potentially resulting in the withdrawal of the conditional offer of employment:
1. Interacting and occasionally having unsupervised contact with internal/external clients and/or colleagues;
2. Appropriately handling and managing confidential information including proprietary and trade secret information and access to information technology systems; and
3. Exercising sound judgment.