Director Emerging Insurance Risk

Dir Product - EM06CE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Based in Hartford, CT, this position supports the Office of the Chief Underwriting Officer's mission to drive underwriting excellence across the Personal, Commercial and Specialty businesses at The Hartford. This role is responsible for researching, cataloging and communicating emerging risks that have the potential to impact the insurance industry and The Hartford's portfolio. This role will educate the underwriting community on emerging risks and the potential impact to their businesses. This role will provide technical expertise and help develop underwriting strategies and positions to address emerging risks. In addition, this role will partner with Enterprise Risk Management (ERM) to identify and key underwriting risks and mitigation strategies for risk that have the potential to materially impact The Hartford. Accordingly, the successful candidate will need to demonstrate deep underwriting, product, and claims knowledge, exemplary communication skills and the ability to engage with Senior Management across the company.

WORK ARRANGEMENTS: This role will have a Hybrid work arrangement, with the expectation of working in an office (Hartford, CT) 3 days a week (Tuesday through Thursday).

RESPONSIBILITIES:

• Research potential emerging risks (examples include accelerated climate change, autonomous vehicles, marijuana legalization) and assess how those risks may impact our insurance products from a claims or regulatory standpoint
• Summarize and communicate emerging risks to key stakeholders across the enterprise
• Manage emerging risk governance process and facilitate bi-annual meetings of the enterprise Insurance Risk Council (IRC)
• Identify opportunities and support efforts to develop consistent underwriting positions to address emerging risks
• Contribute content and support to the Underwriting Risk Committee
• Contribute to additional OCUO underwriting and product initiatives

• Minimum of 7 years of experience in Underwriting, Claims, Product Management or comparable role is required; CPCU or similar designation a plus
• Solid understanding of core P&C lines of business
• Keen interest in emerging insurance issues and demonstrated ability to draw connections between existing business strategies and evolving threats and opportunities
• Solid understanding of underwriting & claims processes, including underwriting guidelines, underwriting authority, coverage, claims operations, etc; legal experience a plus
• Strong analytical & critical thinking skills; solution-oriented mindset with the ability to engage in new ways of looking at problems, processes and solutions
• Strong written and verbal communication skills; good comfort level in developing and delivering presentations to business leaders
• Strong interpersonal and relationship management skills; ability to interact and collaborate with a broad array of business and functional area colleagues to solve business problems
• Experience building and maintaining strong relationships both internally and externally
• Bachelor's degree strongly preferred