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Director & Actuary, Personal Insurance Rate Adequacy - Home

AT The Hartford
The Hartford

Director & Actuary, Personal Insurance Rate Adequacy - Home

Hartford, CT

Director & Actuary - AM06AE

Director & Assistant Actuary - AM06BE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The position is part of the Personal Insurance actuarial team primarily focused on rate adequacy for the Homeowners line of business ($1B in annual EP). While the position's primary focus will be on Homeowners rate adequacy, there will be ongoing partnership with the Personal Insurance (PI) Homeowners reserving/claims team, the PI Product team, and the enterprise Claims Analytics teams to ensure we have a cohesive message and understanding of the Homeowners product and results.

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Responsibilities:

As a key member of the Personal Insurance actuarial team, this individual will lead and perform a variety of analyses as it pertains to the Homeowners rate adequacy results. The successful candidate will be an expert in understanding the Homeowners environment and will continue to drive our understanding of rate adequacy deeper. With the current PI loss cost environment, these results are critical to guide state-specific strategies and decisions with the broader Product organization. The candidate will partner closely with actuarial, claims analytics, and product management areas and will be a key business partner, whose expertise is highly sought.

This role will also include the opportunity to partner closely with ASM to evolve powerful analytical tools utilizing statistical modeling, machine learning, and big data platforms to enhance core actuarial processes. As part of enhancing modeled indications, this role can help advance longstanding actuarial methodologies. Examples include developing new approaches to loss development, trend, and range estimates in analyses. This role will require active partnership with key stakeholders and customers on deployment and adoption making communication and analytical skills a must.

Responsibilities include:

  • Lead a team that produces and analyzes Homeowners rate adequacy on a regular basis with clear visibility into key assumptions.
  • Collaborate with partners on key assumptions going into rate adequacy analysis, ensuring assumptions incorporate the latest information from all areas.
  • Think creatively to develop innovative and novel solutions to actuarial processes and how we can enhance long-standing actuarial methodology using newer data science techniques.
  • Partner with modeling group to prioritize next modeling initiatives including additional use cases, dive into results, and communicate results with business partners.
  • Build tools/analytics, using enhanced statistical tools, such as R and Shiny applications as well as the new Homeowners data asset.
  • Present results to leaders in Reserving, Actuarial, Claims, and Product, among others.
  • Results driven with commitment to meeting deadlines.
  • Attends to detail and manages multiple priorities in a fast-paced environment.

Qualifications:

  • Undergraduate degree with a major in mathematics, actuarial science or related field of study.
  • FCAS preferred, but open to candidates with appropriate knowledge background.
  • Minimum 5 years of property and casualty insurance actuarial experience. Homeowners is a plus, but not necessary.
  • Knowledge of actuarial pricing techniques.
  • Demonstrated technical/analytical skills; High proficiency in Excel required and experience with R/SQL preferred.
  • Effective oral and written communications skills.
  • Independently motivated; constantly looks for areas to add value.
  • Teamwork skills including ability to effectively collaborate with and influence individuals at different organizational levels.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$147,440 - $221,160

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

Client-provided location(s): Hartford, CT, USA
Job ID: hartford-R2521137_Hartford
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Health Reimbursement Account
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • On-Site Gym
    • Mental Health Benefits
    • Virtual Fitness Classes
    • Fitness Subsidies
    • FSA
    • HSA
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
    • Remote Work Opportunities
    • Flexible Work Hours
  • Office Life and Perks

    • Commuter Benefits Program
    • Casual Dress
    • On-Site Cafeteria
    • Company Outings
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Personal/Sick Days
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Relocation Assistance
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Internship Program
    • Leadership Training Program
    • Associate or Rotational Training Program
    • Tuition Reimbursement
    • Promote From Within
    • Mentor Program
    • Shadowing Opportunities
    • Access to Online Courses
    • Lunch and Learns
    • Learning and Development Stipend
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program

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