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Actuary, Commercial Lines Auto & Property Reserving

AT The Hartford
The Hartford

Actuary, Commercial Lines Auto & Property Reserving

Charlotte, NC

Director & Actuary - AM06AE

Director & Assistant Actuary - AM06BE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

This position is a key role within the Actuarial Reserving department, supporting the Commercial Auto and Property lines of business. The position manages two direct reports, primarily responsible for the quarterly reserve review process with ownership and responsibility for several lines across Small and Middle & Large Business. In addition, the role will be involved in various cross-team and individual projects, including claim analytics, leveraging existing diagnostic & monitoring tools to research changing trends, and enhancing our reserving capabilities by creating new tools and methodologies. The position will partner with various business units and work directly with the claims organization to be a leading source of knowledge on our Auto and Property lines. The individual should have strong technical and analytical skills, be able to communicate effectively across technical and non-technical audiences and be able to influence business partners.

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Responsibilities:

  • Lead quarterly reserve reviews and monthly monitoring for various Commercial Auto and Property reserve lines.
  • Develop new analytic tools and enhance current tools to improve the accuracy and efficiency of reserve reviews and claims analytics.
  • Become an expert regarding emerging internal & external trends in Auto and Property loss experience (e.g., Social Inflation, Tariffs), changes within claims operations, and underwriting trends.
  • Share knowledge across the broader Reserving team.
  • Support the frequent ad hoc requests for Auto and Property insights and analysis.
  • Conduct sophisticated actuarial analyses and effectively communicate findings and recommendations to business partners.
  • Drive and enhance the partnership between Actuarial, Claims, and the business functions; collaborate with Pricing and Performance Analytic partners to understand changes in loss and claim trends.
  • Manage, coach, and develop two direct reports, including accountability for their performance and professional development.

Qualifications:

  • FCAS or career ACAS with 5+ years of experience; past or current experience in reserving preferred
  • Management experience preferred, but not required
  • Strong technical and data skills; must be proficient in Excel and able to learn new software tools such as R, ResQ, TM1 etc.
  • Thought leadership; demonstrate analytical skills and offer creative solutions to business questions; exhibit a process efficiency/improvement mindset
  • Demonstration of written and verbal communication skills with the ability to convey technical concepts to audiences of various levels and diverse technical backgrounds
  • Experience in developing strong working relationships and the ability to interact with and influence our business partners
  • Project management and teamwork skills including ability to effectively collaborate with individuals at different organizational levels; flexibility and willingness to adapt to changing priorities
  • Self-motivated and results-oriented with the ability to manage time effectively by prioritizing and delegating in an environment with multiple priorities

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

136,000 - 176,000

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Culture & Employee Insights | Diversity, Equity and Inclusion | Benefits

Client-provided location(s): Charlotte, NC, USA
Job ID: hartford-R2520785_Charlotte
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Health Reimbursement Account
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • On-Site Gym
    • Mental Health Benefits
    • Virtual Fitness Classes
    • Fitness Subsidies
    • FSA
    • HSA
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
    • Remote Work Opportunities
    • Flexible Work Hours
  • Office Life and Perks

    • Commuter Benefits Program
    • Casual Dress
    • On-Site Cafeteria
    • Company Outings
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Personal/Sick Days
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Relocation Assistance
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Internship Program
    • Leadership Training Program
    • Associate or Rotational Training Program
    • Tuition Reimbursement
    • Promote From Within
    • Mentor Program
    • Shadowing Opportunities
    • Access to Online Courses
    • Lunch and Learns
    • Learning and Development Stipend
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program

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