Risk Manager (3796, 3797)

The Enterprise Non-Trading Market Risk (ENTMR) team is a part of the Treasury Risk Oversight second line of defense organization. Treasury Risk Oversight is responsible for providing independent oversight and challenge of the Bank's capital, liquidity, and non-trading market risk (or interest rate risk in the banking book).

ENTMR's mandate includes:

• Setting the Bank's NTMR risk appetite working with the first line of defense, and developing & maintaining risk frameworks where limits are respected and consistent with the Bank's risk appetite
• Challenge functional specifications and implementation choices to ensure that Treasury risk systems are designed to provide comprehensive, flexible, and transparent analysis and reporting features
• Providing independent oversight over risk measures, which includes independent review, challenge, and approval of scenario designs, measurement input (e.g., assumption, methodologies...) and review of results
• Setting the second line of defense governance structure, including the decision-making model and the roles & responsibilities of all ENTMR stakeholders

Job Description:

The role requires an individual with experience and/or knowledge of treasury and risk management functions at a financial institution and would benefit from experience with QRM (quantitative risk management software).

The accountabilities of the Risk Manager role include, but are not limited to:

• Providing effective challenge and risk management insights related to key interest rate risk measures, such as Economic Value of Equity and Net Interest Income Sensitivities.
• Provide strategic advice on interest rate risk methodologies, scenarios, systems, and reporting, to future-proof NTMR's analytical tools and capabilities
• Providing in-depth technical leadership and expertise in the oversight of non-trading market risk across the Enterprise
• Oversight of the QRM platform, and ownership of the second line of defense strategy for the software's use
• Building a maintaining strong relationship with key Business Partners
• Providing oversight and thought leadership to reporting and governance controls including implementation and change controls of measurement input through expertise and highly specialized knowledge of analytical concepts and techniques.
• Understanding the requirements of Interest Rate Risk in the Banking Book (IRRBB) standards and their implication to the Bank
• Proactively build awareness of key risk issues by educating business leaders and providing training to the team

Job Requirements:

• Advanced verbal and written communication skills, inclusive of the ability to communicate effectively for senior executive consumption.
• Strong knowledge of Risk Management concepts and the role of an independent second line oversight function
• Knowledge of Treasury functions and capital markets
• Experience in the following areas is an asset but not required: process and system implementation, change controls, and QRM knowledge
• The ability to inspire a positive work environment and champion quality, innovation, and teamwork.
• Commitment to on-going learning
• Ability to find creative solutions to complex problems

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet

Client-provided location(s): Toronto, Canada

Job ID: TD_bank-R_1439763

Employment Type: FULL_TIME

Posted: 2025-08-22T23:44:12