What You'll Do
• Responsible for loan submissions to underwriting
• Prepare and deliver the Customer Commitment Letter
• Review credit reports, income and assets
• Ensures funds are an acceptable source of funds
• Proficiently process Conventional, FHA, VA and Non-Agency or Jumbo loans:
• Seasoned in the requirements of government financing to include the mortgage insurance/funding fee requirements, down payment, DTI and underwriting guidelines
• Familiar with and aware of the required FHA/VA application and builder disclosures
• Familiar with navigating through the FHA Connection and VA Portal
• Proficient with analyzing tax returns
• Understanding of FHA, VA, and Conventional underwriting appraisal requirements
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• Ability to restructure loans
• Perform other duties as assigned
Sound Like You?
You might be just who we're looking for if you have
• Associates degree (A.A.) or equivalent from two (2) year college or technical school; or minimum two (2) years related experience and/or training; or equivalent combination of education and experience
• Proficiently process conventional loans and government loans required
• Must be of high integrity, technical competence and high moral character
• Strong communications skills - written, verbal, and listening
• Highly proficient level of computer skills, experience in mortgage loan origination software
FLSA Status: Non-Exempt
This position is considered a non-exempt position for purposes of wage-hour law, which means that you will be required to keep a time record and will be eligible for overtime pay.
Essential Functions:
Successful job applicants will be able to perform these functions. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions.
- Report to Division/Corporate Office/Community daily and adhere to schedule
- Ability to access, input, and retrieve information from a computer and/or electronic device
- Ability to have face to face conversations with customers, co-workers and higher level manager
- Ability to sit or stand for long periods of time and move around work environment as needed
- Ability to operate a motor vehicle if applicable
- Comply with company policies and procedure
Physical Demands:
- Must be able to able to remain in a stationary position up to 50% of the time
*Taylor Morrison experience and/or successful completion of training program may override required education and/or experience requirement.
Job descriptions are not intended as, nor should be construed to be, exhaustive lists of all responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be accurate reflections of those principal job duties and responsibilities essential for making fair pay decisions about the job.
Taylor Morrison is an equal opportunity employer. Taylor Morrison does not discriminate against any candidate or employee on the basis of race, national origin, sex, marital status, sexual orientation, age, disability, religion or veteran status.
Job descriptions are not intended as, nor should be construed to be, exhaustive lists of all responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be accurate reflections of those principal job duties and responsibilities essential for making fair pay decisions about the job.