Job Description
The PNC Financial Services Group, Inc. seeks a Portfolio Analytics & Strategy Specialist in Wilmington, DE to participate in the Decision Science Marketing Analytics team supporting strategy initiatives and execution. Position allows for the ability to telecommute with appropriate telecommuting systems for up to 2 days per week with a minimum of 3 days per week in the office. Specific duties include: (i) provide financial and regulatory reporting and quantitative analyses to maintain adequate controls over the financial and regulatory reporting processes; (ii) run complex business performance, risk and profitability analytics; (iii) develop analytical methods and models to assess market, credit and portfolio risk of new and existing financial products; (iv) leverage business and product expertise to rigorously analyze large quantitative financial datasets, improve risk adjusted returns, deliver profitable growth and communicate conclusions; (v) synthesize quantitative financial analytical results and develop, recommend and implement business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals and improve performance; (vi) establish baselines for financial marketing strategies and track actual performance to expectations; (vii) apply predictive quantitative financial models, third-party quantitative financial data and other financial quantitative analysis tools to develop and execute appropriate segmentation and targeting for portfolio strategies to provide insights into portfolio risk; (viii) manage engagements with internal and external information suppliers to ensure that financial quantitative solutions are fit for business purposes while maintaining appropriate governance and oversight; (ix) work with business, credit, data and model development partners to design, develop and monitor financial quantitative test designs and analytical reporting to track and enhance strategies; (x) design and enhance standard reporting suites for regular product and portfolio reviews; and (xi) collaborate with the line of business, Finance and Risk partners to assess and establish credit risk appetite and understand its implications, as well as establish policies and procedures governing the identification, monitoring and management of risk appetite.
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Master's degree in Industrial Engineering, Economics, Business Administration, Statistics, Mathematical Finance, or Finance plus 3 years of experience conducting statistical analysis of consumer credit card portfolio and credit bureau data through advanced SQL/SAS queries is required. Experience required with the following: (i) handling, manipulating and conducting statistical analytics of large datasets involving millions of records of consumer credit card data using SQL and SAS; (ii) statistical modeling using Decision Trees and data analysis to identify high risk segments and synthesis of results for presentation to a less technical senior audience; (iii) financial lending credit risk management, including acquisition and portfolio risk analysis; (iv) utilizing data query tools including SQL and SAS to manipulate, analyze and interpret credit bureau databases; (v) P&L (profitability and loss) analysis in financial industry; (vi) writing and implementing SAS programs and macros for reporting, automation and data analysis for strategy development and performance monitoring; (vii) advanced database management (writing complex queries), advanced tools and software including SAS and SQL, advanced Excel (pivot tables) and PowerPoint; and (viii) delivering data analytics in multimedia presentations to senior leadership.
40 hours/week, 8:00 a.m.-5:00 p.m.
Benefits
PNC offers employees a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include medical/prescription drug coverage (with a Health Savings Account feature); dental and vision options; employee and spouse/child life insurance; short- and long-term disability protection; maternity and parental leave; paid holidays, vacation days and occasional absence time; 401(k), pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about these and other programs, including benefits for part-time employees, visit pncbenefits.com > New to PNC.
Disability Accommodations Statement:
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO):
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
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