VP, Insurance Product and Pricing

The VP, Insurance Product & Pricing operates with significant autonomy in directing the overarching strategy, scale and performance of insurance product management and pricing functions across both Workers' Compensation and Commercial Auto. Has overall accountability for product design, pricing strategies, loss ratio performance, and portfolio management. Builds the strategic outline and pathways for innovation, growth, and profitability. Leads cross-functional transformational initiatives while building key relationships with leaders inside and outside of the organization. Implements frameworks for strategic execution excellence that become organization-defining competitive advantages. Overall responsibility for developing innovative product and pricing frameworks that redefine industry possibilities and position Pie for long-term differentiation.

How You’ll Do It

Executive Leadership:

• Partner closely with executive leadership, helping shape enterprise strategy while owning implementation.
• Build and develop a high-performing team of senior leaders in insurance product and pricing with the technical expertise needed to drive innovation.
• Provide clear vision and direction to direct reports, fostering a culture of collaboration, accountability, and excellence.
• Develop succession plans and career development pathways for key roles within the organization.
• Coach and mentor leaders to enhance their strategic thinking and execution capabilities.
• Foster enterprise-level alignment across functional areas including Field Underwriting, Actuarial, Claims, Business Development, Product and Engineering, and Technology.

Overall Insurance Product & Pricing Strategy:

• Develop comprehensive multi-line product strategy across Workers' Compensation and Commercial Auto lines, ensuring alignment with company objectives and market opportunities.
• Drive innovation in product design, pricing methodologies, and underwriting approaches to create competitive advantage.
• Oversee the development and maintenance of underwriting guidelines, eligibility criteria, and predictive models.
• Direct the integration of third-party data sources and advanced analytics into product development and underwriting workflows.
• Establish appropriate governance frameworks to ensure disciplined execution and market compliance.

Performance Management & Analysis:

• Own the P&L for multi-line insurance portfolio with accountability for loss ratio targets and premium growth objectives.
• Develop and implement frameworks for measuring product performance and market competitiveness.
• Use data to inform product enhancements, pricing adjustments, and underwriting guidelines.
• Establish key performance indicators and dashboards to track operational effectiveness and financial results.
• Lead regular portfolio reviews to identify trends, opportunities, and areas requiring intervention.

Cross-Functional Collaboration:

• Partner with Field Underwriting to ensure effective implementation of product design and underwriting guidelines.
• Collaborate with Product and Engineering, Technology, and Data Science teams to build capabilities that enhance decision-making and operational efficiency.
• Transform enterprise direction through strategic communication and alignment with Actuarial and Claims.
• Leverage relationship networks with BD and Marketing on product positioning and distribution strategies.
• Represent Insurance Product and Pricing in executive-level forums and strategic planning sessions.

Industry & Market Engagement:

• Assist in maintaining relationships with reinsurance partners to ensure alignment on portfolio strategy and performance.
• Engage with regulatory bodies on product filings and compliance requirements.
• Represent Pie at industry forums and conferences to showcase thought leadership.
• Monitor competitive landscape and market trends to identify emerging opportunities and risks.
• Lead the development of state expansion strategies for both product lines.

The Right Stuff

• Bachelor's Degree in related field is required; Advanced degree in Mathematics, Statistics, Economics, Business, or related field preferred.
• 10+ years of progressive experience in commercial P&C insurance, with significant expertise in both Workers' Compensation and Commercial Auto lines.
• 7+ years of leadership experience managing diverse teams across product management, pricing, and/or underwriting functions.
• Proven track record of driving transformational results through innovative product development and sophisticated pricing strategies.
• Experience successfully implementing underwriting automation and leveraging predictive analytics in risk selection.
• Advanced analytical skills with the ability to derive meaningful insights from complex data sets to inform strategic decisions.
• Strong business acumen with ability to balance growth ambitions with profitability requirements.
• Excellent communication skills with the ability to influence and align stakeholders at all levels of the organization.
• Ability to manage influence through persuasion, negotiation, and consensus building.
• Strong empathy for customers and team members, and a passion for revenue and growth.
• Deep understanding of value drivers in recurring revenue business models.
• Knowledge of insurance regulatory frameworks across multiple states.
• ARe, CPCU, FLMI, FALU or CLU accreditation or progress towards accreditation preferred.
• Demonstrated strategic thinking with the ability to develop long-term vision while driving short-term execution.
• Comfort with ambiguity and ability to thrive in a fast-paced, high-growth environment.

The use of AI in Application Review: To support a fair, efficient, and consistent hiring process, we use AI-powered tools to assist in the initial screening of applications. These tools help us identify qualifications and prior work experiences that align with the requirements of the role. All AI-reviewed applications are still subject to human oversight and decision-making at multiple stages of the process. By submitting your application, you acknowledge and consent to Pie utilizing these AI technologies to assist in our evaluation process.