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Nationwide Insurance

Associate Product Manager - PL (P&C Personal Lines Insurance)

Scottsdale, AZ

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you!

*** Please note: the information contained above the asterisks is specific to this particular opening, while the information below the asterisks is the general, corporate job description for this position. ***

This opening can be filled in one of our offices, or in a remote/work-from-home (WFH) capacity. 

The selected individual(s) will be part of our Personal Lines Field Product organization, supporting Personal Lines Property, Auto, Umbrella, and Dwelling/Fire products within assigned states, and may have supervisory responsibility for 1-2 interns.

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Candidates must have strong proficiency in MS Excel.  Prior experience with Tableau and programming language proficiency is especially beneficial. 

Compensation Grade: F3

This opening may be filled at a different level, depending on candidate skills and experience.

Colorado Residents: Email for salary information


Job Description Summary

If you are driven to develop real business intelligence from data to inform business decision-making, and can communicate complex issues in an understandable and relevant way, we want to know more about you! Working on our team offers the opportunity to influence the products offered and help Nationwide meet and exceed the needs of our customers in the marketplace today and into the future.

As an Associate Product Manager, you'll position products for profitable growth within an assigned state(s), or a portion of a state. Your work will include implementing financial planning, rate reviews, market develop and communication processes that support regional/corporate objectives. You'll conduct ongoing analysis and monitor results and communicate those results to distribution and underwriting partners. Collaborating with others to share product performance and perspective will be key to success.

Job Description

Key Responsibilities:

  • Gathers information from multiple sources, according to company guidelines, to perform analysis. May require gathering verbal information from internal subject matter authorities or partners and data through reports or other external published or non-published electronic means. Provides and applies context and understanding of information to anticipate the multiple variables and complexities needed to research.

  • Analyzes product performance and finds opportunities at state, line of business and agency level. Identifies and analyzes key product, performance and profitability drivers such as distribution, rate structure and rules performance to validate assumptions, identify adverse impacts, trends and solutions. Applies judgement, understanding, and curiosity to data in order to see opportunities, develop effective recommendations and solutions. Analyzes and reviews financial results, product profitability, business mix and competitive information and forecasts performance.

  • Completes work within established time and service standards. May manage timelines and coordinate completion of project work through others. Plans work to ensure rate review and other key processes are completed, ensuring speed to market.

  • Determines and recommends product positioning for overall profitability using rate reviews, pricing, risk appetite, placement, timing, etc.

  • Determines applications and implementation of strategic decisions aligned with market strategies (agents, tools, sales, etc.). Influences decisions with internal and external partners that impact national plan and geographic responsibility.

  • Develops detailed product plan to achieve long and short term financial objectives (one to three years) for assigned state(s) and product(s) based on corporate objectives. Provides input into rate, loss, revenue, financial and other planning teams to influence regional strategy. Provides input to and implements communication plans to share key business changes. Initiates action plans to improve or maintain product performance.

  • Consults with leadership and internal partners regarding analysis, ideas and business performance. Supports partners through ongoing review and consultation on distribution and underwriting performance initiatives. Provides tools and analysis to build understanding of complex issues and focus attention on important concepts. Promotes collaboration among regional and staff partners to ensure alignment with the initiatives.

  • Communicates information regarding products, pricing and organizational decisions verbally and in writing. Translates sophisticated data and strategic concepts into understandable communications to be shared with multiple audiences.

  • Builds and strengthens relationships with peers, internal and external partners to support completion of assignments. May participate in cross- functional teams to complete projects or support the business. Is approachable and builds trust.

  • Participates in training classes, department and company meetings. Pursues additional education to increase personal, professional and technical knowledge and skills. May assist trainers by providing content or delivering information to help educate regional underwriting and product partners. May mentor associates and provide education to others.​

May perform other responsibilities as assigned.

Reporting Relationships: Reports to Product Director/Manager. No direct or indirect reports.

Typical Skills and Experiences:

Education: Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred.

License/Certification/Designation: Progress toward or completion of CPCU, AU CIC, INS ARM, Actuarial exams or similar designations preferred.

Experience: Six years of experience in underwriting or product preferred. Experience from other areas and experience with data analysis preferred.

Knowledge, Abilities and Skills: Knowledge of core business functions and detailed knowledge of commercial lines insurance products and pricing architecture, state regulations, underwriting procedures and practices. Working knowledge of financials, trend analysis and competitor data. Proficiency in analytical tools, relational databases, data visualization techniques, query-based language and/or statistical software experience preferred. Ability to communicate effectively, both verbally and in writing to present information, communicate and influence internal and external partners at all levels. Must be skilled in the use of related systems and analytical tools. Ability to drive for results, deal with ambiguity, solve problems, learn on the job, make quality decisions, see trends and patterns within data. Ability to manage projects, competing priorities, timelines and resources to complete work.

Other criteria, including leadership skills, competencies and experiences may take precedence.

Staffing exceptions to the above must be approved by the hiring manager’s leader and Human Resources Business Partner.

Values: Regularly and consistently demonstrates the Nationwide Values.

Job Conditions:

Overtime Eligibility: Exempt (Not Eligible)

Working Conditions: Normal office environment. Additional hours as required. Some overnight travel required.

ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.

Job ID: 8b8cc4c238ed3c762e78ca1b7ae07524f6ceec886a116a82a249670dc6d19ccc
Employment Type: Other