Internal Fraud Alerting Associate

Conduct thorough reviews of internal fraud alerts by analyzing transactional data, user behavior, and system access logs to detect potential account abuse or malicious activity. Prepare clear, concise, and audit-defensible notations that outline findings, escalation decisions, red flags, and rationale-demonstrating a holistic understanding of the situation under review. Apply investigative techniques to uncover patterns, connections between employees/accounts, or collusive behavior that could indicate organized internal fraud. Investigate and escalate suspected internal fraud incidents, including misuse of client accounts, transactional or account irregularities, data manipulation, or unauthorized system misuse, ensuring timely and well-documented responses. Proactively contribute to team discussions by identifying emerging trends, process inefficiencies, or gaps in current alerting logic and recommending improvements. Collaborate with internal partners across Compliance, Legal, HR, Cybersecurity, Investigations, and Strategy to deliver a coordinated and consistent fraud response. Maintain high quality and productivity standards, ensuring cases are worked within SLA and documented in real-time, with attention to investigative depth and data integrity. Support continuous enhancement of alert logic and participate in the transition to more automated and AI-assisted alerting capabilities. Apply now to join a forward-thinking, collaborative team on the frontlines of internal fraud detection. Investigative Mindset - You approach alerts like a puzzle, asking the right questions and using critical thinking to identify root causes. Strong Notation Skills - You excel in translating complex data and findings into written documentation that is clear, defensible, and decision-driven. Holistic Reviewer - You can zoom out to consider the broader picture: account history, behavioral red flags, transaction timing, and intent. Decisive and Accountable - You don't hesitate to make calls based on available information and stand behind your reasoning. Collaborative and Proactive - You work well in a team environment, communicate effectively, and contribute to shared goals while bringing ideas to the table. Detail-Oriented - You consistently notice anomalies and ensure all required documentation and follow-through is handled precisely. Process-Minded - You look for ways to streamline workflows, automate repetitive tasks, and incorporate technology to enhance efficiency. Future-Facing - You are curious and open to emerging tools, such as AI and advanced analytics, that can improve fraud detection and reduce manual review. Preferred Qualifications: Minimum 3 years of experience in fraud investigations, internal audit, surveillance, or related role within a financial institution. Background in banking or brokerage operations is highly preferred. Exposure to or interest in AI, automation, or data analytics tools used to detect fraud or unusual activity. Bachelor's degree preferred but not required. Strong written and verbal communication skills, with an emphasis on concise documentation and analytical reasoning. Knowledge or experience reviewing internal employee behavior and understanding red flags associated with internal fraud and misconduct. Familiarity with regulatory considerations and internal control or risk frameworks. Comfortable work independently in a high-volume, deadline-driven environment with strict quality and SLA expectations. Ability to manage multiple cases and prioritize work in a dynamic environment. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. If this role is deemed a Certified role and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks. Flexible work statement Interested in flexible working opportunities? Speak to our recruitment team to find out more. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.