Credit Risk (Risk Management) : Job Level - Vice President

The principal responsibilities of the role include the evaluation of new lending and trading transactions, as well as the monitoring and maintenance of existing loans and counterparty portfolios. - Leading the coverage of i) Capital Call Subscription Financing (CCSF) loan portfolio and ii) private equity and sponsor-related derivatives trading requests - Manage and assess new financing solutions for private equity funds. The underwriting process includes detailed private equity fund analysis and borrowing base analysis. Credit professionals will assess and determine credit ratings, risk appetite, and structural enhancements such as covenants and termination events - Work as a partner to the business units and provide constructive feedback on deal structure to mitigate key risk factors; identify and raise credit concerns to the business units and senior credit professionals early - Prepare credit memoranda that are of high-quality and clearly articulate credit views, mitigants and rationale for credit recommendation to FRM senior management - Manage the inquiries and requests from internal and external stakeholders, including regulators and internal audit - Monitor financial condition and performance of borrowers & counterparties within coverage responsibilities, including regularly reviewing covenant compliance, regulatory classifications, collateral threshold tracking, limits, and monitoring additional termination events - Manage renewals and amendments of existing borrowers - Bachelor's degree required. Master's Degree or a CFA Charter holder is a plus - Minimum 5 years of work experience at an investment bank and/or commercial bank - Experience in evaluating lending transactions including cashflow modeling, borrowing base analysis, and stress analysis. Familiarity or experience with traded products is preferred - Strong analytical experience with private equity funds and other financial institutions Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser. Expected base pay rates for the role will be between $120,000 and $200,000 year at the commencement of employment. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.