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Credit Risk Residential Mortgage Lending, Associate, Firm Risk Management

2 days ago Mumbai, India

Morgan Stanley

Credit Risk Residential Mortgage Lending - Associate

Profile Description

We're seeking someone to join our team as an Associate in Residential Mortgage Lending in Credit Risk Team.

Firm Risk Management

In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives.

Company Profile

Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What you'll do in the role:

Job Responsibilities:
• Conduct in-depth valuation reviews for residential properties used as collateral.
• Analyze market data, comparable sales, rental trends, and economic factors to assess property values accurately.
• Review third-party appraisals for accuracy, consistency, and adherence to valuation standards.
• Identify potential risks escalate to appropriate authority to mitigate those risks.
• Ensure compliance with regulatory guidelines and internal risk management policies.
• Contribute to the development and enhancement of QC and valuation methodologies, tools, and processes.
• Stay updated on industry trends, market dynamics, and regulatory changes to ensure best practices.
• Perform Post closing Credit quality control reviews to validate compliance with MSPBNA Credit Underwriting guidelines requirements and procedures

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What you'll bring to the role:

Experience Required
• Graduate with 3+ years' work experience in the financial services industry
• Detail oriented, with exceptional analytical skills.
• Strong sense of urgency required with ability to multitask in a dynamic, demanding environment.
• Ability to work well with little supervision; receptive to feedback and training intended to improve employer's ability to perform at increasing levels of independence.
• Well organized and able to work in a fast-paced environment.
• Possess excellent oral and written communication skills.
• Possess strong problem identification and solution techniques.
• Good collaboration skills in a team-oriented environment
• Previous experience in US Residential Mortgage.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.

Client-provided location(s): Mumbai, India
Job ID: Morgan-PT-JR022968
Employment Type: FULL_TIME
Posted: 2025-10-23T18:36:18

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • Fitness Subsidies
    • On-Site Gym
    • Pet Insurance
    • Mental Health Benefits
    • FSA
    • Virtual Fitness Classes
    • HSA
  • Parental Benefits

    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Return-to-Work Program
    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Leave of Absence
    • Volunteer Time Off
    • Personal/Sick Days
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Relocation Assistance
    • Financial Counseling
  • Professional Development

    • Tuition Reimbursement
    • Promote From Within
    • Mentor Program
    • Access to Online Courses
    • Lunch and Learns
    • Work Visa Sponsorship
    • Leadership Training Program
    • Associate or Rotational Training Program
    • Internship Program
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)