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Principal Software Engineer

AT Mastercard
Mastercard

Principal Software Engineer

Pune, India

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Principal Software Engineer

Principal Solution Architect - GCD&C CX Technology
Overview
Mastercard's Global Customer Delivery & Care (GCD&C) organization delivers world-class B2B and B2C customer experiences across multiple service channels. As part of the Customer Experience (CX) Technology team, we leverage modern software and Agile practices to develop self-service and automated solutions that are scalable, secure, and customer-centric.

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We are looking for a Principal Solution Architect to lead the architecture of strategic initiatives within CX Technology. This individual will play a key role in designing scalable and reliable customer engagement platforms, collaborating closely with engineering, product, and security teams to ensure architectural integrity and business alignment.
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Role Responsibilities
As a Principal Solution Architect, you will:
• Partner with Enterprise Architect to architect and design complex, scalable solutions that power customer interactions across digital and assisted channels.
• Lead architecture efforts for strategic CX Technology programs, defining the solution context, dependencies, and interactions across systems.
• Guide and mentor engineering teams, providing architectural oversight and ensuring adherence to Mastercard's security and engineering standards.
• Partner with product owners and business stakeholders to understand requirements and translate them into technical strategies.
• Conduct architecture reviews and maintain up-to-date end-to-end interaction flow documentation across customer-facing services.
• Simplify and modernize existing architectures to improve scalability, performance, and operational efficiency.
• Champion engineering excellence through hands-on design contributions and collaborative leadership.
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Key Responsibilities within GCD&C CX Technology
• Own the solution-level architecture design for portal platforms such as Support Case Management and Technical Resource Center.
• Define and maintain architectural blueprints and ensure alignment with Mastercard enterprise architecture standards.
• Collaborate across scrum teams and application architects to ensure seamless integration and solution consistency.
• Participate in governance forums to review technical decisions, manage risk, and ensure compliance with Mastercard policies.
• Identify and implement opportunities for architectural simplification and process improvement within the CX Technology ecosystem.
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About You
Technical Expertise:
• Strong ability to communicate complex architectural concepts and trade-offs to executive, technical, and non-technical stakeholders.
• Deep understanding of Platform-as-a-Service (PaaS) architectures and experience designing for cloud-native environments using tools such as API gateways, web/application servers, and load balancers.
• Demonstrated experience in full-stack engineering with emphasis on front-end frameworks like React or Angular.
• Expertise in designing and guiding large-scale software programs using SAFe Agile methodologies.
• Proficiency in leading software planning, estimation, and setting technical direction for distributed teams.
• Skilled at reducing deployment complexity through standardization, automation, and ephemeral infrastructure design.
Qualifications:
• 7+ years of hands-on architecture experience in designing web-based enterprise applications.
• Proven track record of engineering leadership and delivering technology solutions in a fast-paced, global environment.
• Strong organizational, interpersonal, and influencing skills, with a collaborative mindset.
• Experience using customer and usability feedback to drive continuous product and platform improvements.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

Client-provided location(s): Pune, Maharashtra, India
Job ID: Mastercard-22331_R-250496
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • FSA With Employer Contribution
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • On-Site Gym
    • Pet Insurance
    • Mental Health Benefits
    • Virtual Fitness Classes
    • Health Reimbursement Account
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • On-site/Nearby Childcare
    • Adoption Leave
  • Work Flexibility

    • Flexible Work Hours
    • Remote Work Opportunities
    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Casual Dress
    • Happy Hours
    • Snacks
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
    • Some Meals Provided
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Personal/Sick Days
    • Leave of Absence
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Performance Bonus
    • Relocation Assistance
    • Financial Counseling
    • Stock Purchase Program
    • 401(K)
    • Company Equity
  • Professional Development

    • Tuition Reimbursement
    • Promote From Within
    • Mentor Program
    • Access to Online Courses
    • Lunch and Learns
    • Internship Program
    • Work Visa Sponsorship
    • Leadership Training Program
    • Associate or Rotational Training Program
    • Shadowing Opportunities
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)