Lead Credit Officer - Vice President

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Lead Credit Officer - Vice President within the Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the US Regional and Financial Sponsors portfolio. Your responsibilities will include leading and managing the overall risk management process for select markets with an initial focus on Financial and Venture Capital Sponsor clients. This primarily consists of analyzing credit risk and monitoring portfolio performance on an ongoing basis. The position offers a challenging and rewarding opportunity on a dynamic team where you can leverage your expertise to make significant impact.

Job Responsibilities

• Management of the designated regional credit risk portfolio within acceptable quality and loss criteria
• Approve credit risk exposure relating to the client base within authorized limits.
• Responsible for the accurate, timely and consistent assignment of risk ratings for all clients and collateral.
• Guide and advise Credit Officers with respect to credit analysis and the proper application of Private Banking credit underwriting policies.
• Partner with the regional or product lending teams to ensure that new and existing credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy.
• Monitor performance and compliance metrics within the designated portfolio and work with integrated team to understand issues, approve resolution plans and escalate potential problems immediately.
• Oversee and drive ad hoc risk-related projects and workflows.
• Drive efficiency with existing technical infrastructure through automation while embracing innovative opportunities offered by new technologies.
• Collaborate and communicate with external and internal stakeholders.
• Monitor the Financial and Venture Capital Sponsors industry and overall economic/business environment to identify and elevate potential material issues, risks, and trends in the portfolio to Senior Management.

Required qualifications, capabilities, and skills

• Bachelor's degree required.
• Advanced knowledge in private equity, including lending to funds and their management companies, and individuals (sponsor partners), with the ability to conduct portfolio analysis
• Minimum 5 years in a similar banking or credit role, with experience in overseeing a large credit portfolio and structuring complex credit transactions.
• High level of analytical skills, with attention to detail
• Familiarity and expertise with legal documentation, particularly with respect to fund finance
• Ability to understand and distill market dynamics and economic drivers
• Outstanding professional reputation and integrity.
• Strong leadership, management and business partnership skills, with the ability to train others.
• Strong presentation, business writing, and communication skills.

Preferred qualifications, capabilities, and skills

• Preferred knowledge of the high-net-worth industry and the commensurate capital and financial markets

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Client-provided location(s): Columbus, OH, San Francisco, CA, New York, NY, Dallas, TX

Job ID: JPMorgan-210667521

Employment Type: FULL_TIME

Posted: 2025-09-23T19:07:21