Lead Architect - Market Expansion

A career with us is a journey, not a destination. This could be the next best step in your technical career. Join us.

As a Lead Architect at JPMorgan Chase within the Commercial Investment Banking Payments team, you are an integral part of a team that works to develop high-quality architecture solutions for various software applications on modern cloud-based technologies.

As a Solutions Architect, your passion for technology and thirst for innovation will help shape the future of global digital commerce, now and for years to come. As part of our JPM Payments Architecture Group, you will immerse yourself in solving complex business problems through innovation and proven and repeatable engineering practice. You will partner with Product Teams, Application development teams and other Technology and Operational and teams across the group and the firm, developing an extensive personal network that will allow you to influence and provide technical and architectural leadership and mentoring. You will work on a number of projects which will require differing approaches for success and will depend heavily on collaboration with our colleagues to deliver business results.

Job responsibilities

• Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs
• Defines the technical target state of their product and drives achievement of the strategy
• Participates in architecture governance bodies
• Evaluates recommendations and provides feedback on new technologies
• Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
• Develops secure and high-quality production code, and reviews and debugs code written by others
• Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
• Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 5+ years applied experience
• Hands-on practical experience delivering system design, application development, testing, and operational stability
• Advanced in one or more programming language(s)
• Proficiency in automation and continuous delivery methods
• Proficient in all aspects of the Software Development Life Cycle
• Advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
• Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
• In-depth knowledge of the financial services industry and their IT systems
• Practical cloud native experience
• Advanced knowledge of one or more software, applications, and architecture disciplines
• Ability to evaluate current and emerging technologies to recommend the best solutions for the future state architecture

Preferred qualifications, capabilities, and skills

• Deep understanding of payment systems, payment processing, and payment industry standards (e.g., ISO 20022, SWIFT, ACH, RTP, SEPA)
• Experience designing and implementing solutions for real-time payments, cross-border payments, and digital wallets
• Familiarity with payment gateways, acquiring/issuing banks, and integration with third-party payment providers
• Knowledge of regulatory requirements and compliance in payments (e.g., PCI DSS, PSD2, AML/KYC)

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Client-provided location(s): Jersey City, NJ

Job ID: JPMorgan-210640610

Employment Type: FULL_TIME

Posted: 2025-09-16T19:07:58