Job Summary
As a Pre-Purchase Analyst in the Home Lending Correspondent Division, you will ensure loan files meet investor mortgage guidelines and regulatory requirements and be instrumental in maintaining the integrity of our loan documentation process. . You will work closely with team members to uphold high standards of quality and production, adapting to changes in the lending environment. This role offers the chance to leverage your expertise in mortgage guidelines and regulatory requirements, contributing to the success of our team and the wider community.
Job Responsibilities:
- Review loan files to ensure documentation meets investor mortgage guidelines, including Agency, FHA, VA, Seconds, and Non-Agency requirements.
- Accurately enter loan information into the Loan Origination System (LOS), Encompass.
- Communicate with external partners and internal colleagues to resolve issues and discrepancies.
- Collaborate with team members to ensure high standards of quality and production.
- Adapt to changes in the lending environment and implement necessary adjustments.
- Maintain a respectful and professional demeanor while interacting with colleagues and clients.
- Serve as a culture carrier, promoting a positive and inclusive work environment.
- Flexibility in assisting in other areas as needed.
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Required Qualifications, Capabilities, and Skills:
- Comprehensive knowledge of the mortgage process and loan documentation, including Agency, FHA, VA, Seconds, and Non-Agency guidelines.
- Solid understanding of regulatory requirements related to mortgage lending.
- Basic Office and Computer Skills.
- Excellent attention to detail and accuracy in data entry and documentation review.
- Ability to adapt to a changing environment and implement necessary adjustments.
- Strong analytical skills and forward-thinking mindset.
- Excellent written and verbal communication skills.
- Ability to work independently, collaboratively, and respectfully with team members.
- Flexible and detail-oriented with a focus on quality and production.
- Ability to work on-site during business hours.
Preferred Qualifications, Capabilities, and Skills:
- Experience in a similar role within the mortgage industry.
- Familiarity with the Loan Origination System (LOS), Encompass.
- Proven track record of maintaining high standards of quality and production.
ABOUT US
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
ABOUT THE TEAM
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.