Credit Support Analyst

Join our dynamic Wholesale Lending Services (WLS) team, where your expertise will drive compliance and innovation. As a Credit Monitoring Analyst, you'll play a pivotal role in ensuring credit agreement compliance, impacting both the Commercial and Investment Bank Loan Portfolio. Elevate your career with us and be part of a team that values growth, collaboration, and excellence.

Job Summary:
As a Credit Monitoring Analyst within the Wholesale Lending Services team, you will be responsible for assessing compliance with credit agreement terms for an assigned portfolio of borrowers. You will interpret financial and other covenants included in credit agreements to determine whether borrowers are meeting the terms or are in default. This role offers the opportunity to work with syndicated loans and bilateral agreements, providing valuable insights into the credit compliance landscape.

Our team supports several lines of businesses, including Business Banking, Commercial Bank, Global Wealth Management, and Investment Bank. By joining us, you'll gain exposure to a wide range of secured lending products and develop expertise in assessing credit risk for various sectors, including real estate. Your contributions will be vital in maintaining the integrity and success of our lending services.

Job Responsibilities:

• Determine whether borrowers have breached covenants, resulting in default on credit agreements.
• Interpret complex credit agreements and legal documents to identify necessary parties for compliance evaluation.
• Perform credit analysis, review documentation, and monitor compliance with financial covenants.
• Independently calculate cash flow, leverage ratios, and covenant values as per credit agreements.
• Develop strong knowledge of secured lending products, including borrowing base credit facilities.
• Determine grid-based performance pricing to ensure adequate compensation for credit risk.
• Adhere to quality control standards and service level agreements with internal business partners.

Required Qualifications, Capabilities, and Skills:

• Bachelor's degree in Business/Accounting.
• 3 or more years of experience in banking and/or financial analysis.
• Ability to identify and summarize key points in credit-related transactions.
• Understanding of loan products, including documentation for revolving lines of credit and term loans.
• Strong verbal and written communication skills for effective stakeholder engagement.
• Ability to work independently with minimal supervision and demonstrate good time management.
• High proficiency in using MS Office tools, including MS Excel.

Preferred Qualifications, Capabilities, and Skills:

• Desire to develop expertise in assessing credit risk of real estate developers and investors.
• Experience with opportunity and investment funds is a plus.

Required or Additional Information:

• Visa sponsorship is not available for this position.
• Work schedules will be full-time in office, on a 40-hour per week schedule.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

ABOUT THE TEAM

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

Client-provided location(s): Plano, TX

Job ID: JPMorgan-210663299

Employment Type: FULL_TIME

Posted: 2025-09-04T19:14:19