Credit Risk Analyst

At JPMorganChase you will have the chance to be part of an amazing development journey while contributing to support our customers 'needs.
Buenos Aires is one of JP Morgan's key strategic hubs with over 3,700 employees supporting different areas like Operations, Technology, Finance, Credit Risk, Human Resources, Legal... among others, providing value-added services, products and solutions to our clients located in various countries around the world.

As a Credit Risk Analyst within the Credit Risk team, you will assess and manage credit and counterparty risk for a portfolio of Brazilian corporate clients. You will conduct comprehensive credit risk assessments, prepare detailed reports, and collaborate with internal teams to ensure compliance with risk policies. This role offers the opportunity to work in a fast-paced environment, develop credit risk models, and engage in client interactions, all while staying informed about industry trends and regulatory changes.

Job responsibilities

• Conduct comprehensive credit risk assessments of corporate clients, including analysis of financial statements, market trends, and regulatory developments.
• Prepare detailed credit reports and present findings to senior management and in credit discussions.
• Collaborate with internal teams, including relationship managers, product specialists, and risk management, to assess, monitor and approve credit transactions.
• Monitor and manage the credit risk exposure of the portfolio, ensuring compliance with internal risk policies and regulatory requirements.
• Stay informed about industry trends, economic developments, and regulatory changes that may impact the creditworthiness of the clients.
• Support the development and enhancement of credit risk models and tools.
• Participate in client meetings and due diligence processes as needed.

• Bachelor's degree in Accounting, Business, Economics, Engineering or a related field.
• Proven experience in credit risk analysis, within the corporate sector and with familiarity with Brazilian financial markets and regulatory environment.
• Strong analytical and quantitative skills, with proficiency in accounting and corporate finance, financial modeling and risk assessment.
• Familiarity with traditional types of credit agreements, including lending and derivatives transactions.
• Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word.
• Highly motivated with a passion for learning and an inquisitive nature.
• Strong interpersonal skills, ability to work effectively in a team-oriented environment and manage multiple priorities under tight deadlines.
• Strong sense of accountability and ownership of tasks.
• Interest in client interaction, with strong verbal and written communication skills in Portuguese and English.
• Excellent communication and presentation skills, with the ability to convey complex information clearly and concisely.
• Demonstrated interest and proficiency in data analysis, with the capability to leverage technology for problem-solving and comprehensive dataset evaluation.
• Strong attention to detail and an excellent work ethic.