Analista de Credito Semi Senior

Principales responsabilidades:

• Recepcionar, organizar y revisar la documentación asociada a solicitudes de créditos hipotecarios.
• Ingresar y mantener actualizada la información en los sistemas de gestión del banco.
• Coordinar con clientes, ejecutivos de cuentas y notarías para obtener documentación faltante o corregir inconsistencias detectadas.
• Verificar que toda la documentación cumpla con las normativas establecidas por la Comisión para el Mercado Financiero (CMF) y las políticas internas del banco.
• Gestionar el envío de documentos a notaría y realizar el seguimiento de la firma de escrituras.
• Coordinar con conservadores de bienes raíces para asegurar la correcta inscripción de hipotecas.
• Apoyar en la gestión de desembolsos, verificando que se hayan cumplido todos los requisitos previos.
• Realizar seguimiento a los tiempos de procesamiento, alertando sobre posibles retrasos.
• Colaborar con las áreas de ventas, riesgo, legal y operaciones para garantizar una tramitación fluida y eficiente.
• Resolver incidencias operativas bajo la supervisión directa del líder o supervisor del área.
• Asegurar que todos los documentos y procesos estén alineados con la normativa vigente del sector financiero.
• Mantener registros ordenados y actualizados, facilitando procesos de auditoría interna y externa.
• Contribuir a la detección y corrección de errores en la documentación o procesamiento de los créditos.

Required education

Technical Diploma

Preferred education

Technical Diploma

Required technical and professional expertise

Formación académica: Técnico en Administración, Finanzas, Contabilidad o carreras afines.

Experiencia: Mínimo 1 año de experiencia en funciones administrativas dentro del sector de servicios financieros, idealmente en el área de créditos hipotecarios.

Conocimientos técnicos:

• Procesos asociados a créditos hipotecarios u otros tipos de crédito bancario.
• Familiaridad con plataformas y sistemas de gestión bancaria.

Habilidades y competencias:

• Alta atención al detalle y sólida capacidad organizativa.
• Buenas habilidades de comunicación y orientación al cliente.
• Capacidad para trabajar en equipo y mantener el desempeño bajo presión.
• Proactividad y enfoque en la resolución eficiente de problemas.

ABOUT BUSINESS UNIT

IBM Consulting is IBM's consulting and global professional services business, with market leading capabilities in business and technology transformation. With deep expertise in many industries, we offer strategy, experience, technology, and operations services to many of the most innovative and valuable companies in the world. Our people are focused on accelerating our clients' businesses through the power of collaboration. We believe in the power of technology responsibly used to help people, partners and the planet.

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