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Goldman Sachs

Platform Solutions - Enterprise Partnerships Risk - Collections Strategy - Associate - Bengaluru

Bangalore, India

PLATFORM SOLUTIONS

In Platform Solutions (PS), we power clients with innovative and customer-centred financial products. We bring the best qualities of a technology player and combine that with the best attributes of a large bank. PS is comprised of four main businesses, underpinned by engineering, operations, and risk management:

  • Transaction Banking, a cash management and payments platform for clients building a corporate treasury system
  • Enterprise Partnerships, consumer financial products that companies embed directly within their ecosystems to better serve their end customers
  • Merchant Point-of-Sale Lending, a platform that provides custom credit financing for home improvement merchants to offer directly to their customers
  • ETF Accelerator, a platform for clients to launch, list and manage exchange-traded funds

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Join us on our journey to deliver financial products and platforms that prioritize the customer and developer experience

JOB SUMMARY AND RESPONSIBILITIES

  • You will be part of the risk function for the business: including collections strategy decisions, developing new channel opportunities and enhancing our customer assistance programs.
  • You will leverage frameworks to build a testing agenda that improves customer segmentation and behavior-based strategies.
  • You should be able to drive customer insights and influence leadership on the value of these strategies.
  • You will help ideate and design digital collections strategies to help customers successfully pay off their loans.
  • You will work closely with business partners, Legal, Compliance and data analytics to ensure new strategies are fully compliant and successfully monitored.

BASIC QUALIFICATIONS

  • Experience in building and executing strategic testing agenda including authoring credit decisions
  • At least 1 years of experience with loss mitigation strategy and analytics
  • At least 3 years of experience with risk segmentation
  • At least 3 years of experience coding in SQL, Python or PySpark
  • At least 3 years of experience with data visualization products such as Tableau or SAS Visual Analytics
  • Ability to explain data analysis to drive business ideas and outcomes though presentations to leadership
  • Strong project and reputational risk management skills
  • Must be self-directed, detail oriented, driven, able to work independently in a team-oriented and fast -paced environment

PREFERRED QUALIFICATIONS

  • Experience developing and analyzing loss mitigation programs

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html

© The Goldman Sachs Group, Inc., 2024. All rights reserved.

Client-provided location(s): Bengaluru, Karnataka, India
Job ID: goldman-122248
Employment Type: Other

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