GMF Credit Manager

JOB DESCRIPTION

Why work for GM Financial?

GM Financial is a wholly owned subsidiary of General Motors, employing over 10,000 people globally and is one of the top OEM finance companies in the US, leading the way in customer loyalty. We are expanding our diverse workforce that gives everyone equitable opportunities while providing an environment of inclusion. As an integral part of the credit team in an individual contributor capacity, you will work with other like-minded team members, our next level performance managers, and our local strategic leaders. If you thrive in a fast-paced environment, love collaborating with others, and growing account relationships, this is the right role for you

RESPONSIBILITIES

About The Role:

• Your main responsibilities are coaching and developing a team of individual contributors.
• Your focuses in training revolve around maximizing your team's knowledge and application of GMF credit policies, underwriting processes, contract negotiation, and GMF programs
• You will assist the GMF Regional Credit Manager in managing all credit functions
• You will be responsible for collaborating with Sales, Funding and other support departments.
• Work life balance is important at GMF. The role you are looking to take on is a blend of remote and office work. It could also include potential local travel to your assigned dealers.

• You will work with your assigned credit team through effective oral and written communication to set expectations, provide coaching, and hold team members accountable to create an environment for success and professional growth
• Develop and strengthen your internal network to facilitate fostering change, eliminating potential obstacles for your team members, contributing to GMF's one team approach
• Leverage your credit authority and advanced credit experience to review exceptions from your team to drive GMF profitability, risk, maintain compliance, and achieve volume targets.
• Recommend decisions to the RCM on approvals outside your credit authority.
• Multitasking is a must as you will be responsible for managing your assigned team, while assisting fellow team members as the need arises to ensure world class service level
• Collaborate with your sales counterparts both in joint dealer visits and performing telemarketing calls to reach shared objectives
• Draw on your strong work ethic and attention to detail to ensure all necessary documentation is in place as to maintain compliance with applicable policies and procedures

• High School Diploma Required. Bachelor's Degree in related field or equivalent work experience preferred
• 3-5 years underwriting experience in the indirect retail auto finance industry and experience with GM Financial, along with 2-4 years supervisory experience preferred