GMF Credit Analyst

JOB DESCRIPTION

Why GM Financial?

GM Financial is the wholly-owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses. At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters

RESPONSIBILITIES

About The Role:

The Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers, and other finance and credit sources. In addition, the team member will manage relationships and negotiate with automobile dealers, administer inbound applications and phone calls, and adhere to State and Federal regulations and compliance standards.

In This Role You Will:

• Your role would be to analyze consumer credit applications and leverage higher authority levels to make appropriate risk and profit adjusted decisions to drive excellent results.
• Relationships deliver results at GM Financial. Can you develop and strengthen dealer relationships over the phone and in person?
• Your key to long term success is the ability to communicate effectively and hold dealers accountable to achieve set objectives by creating win-win scenarios
• Work life balance is important at GMF. The role you are looking to take on is a blend of remote and office work. It may include potential local travel to your assigned marke

• Experience analyzing consumer credit reports, ensuring appropriate risk, pricing, and compliance while looking to capture finance contracts from GM Financial automotive dealers
• Ability to develop and strengthen internal relationships within the center and overall organization contributing to our one team approach
• Multitasking is a must as you will be responsible for managing your assigned territory, while assisting fellow team members as the need arises to ensure world class service levels
• Desire to collaborate with your sales counterparts both in joint dealer visits and performing telemarketing calls to reach shared objectives.
• Draw on your strong work ethic and attention to detail to ensure all necessary documentation is in place as to maintain compliance with applicable policies and procedures
• Ability to work under pressure and make decisions in a fast-paced environment
• Effective oral and written communication and the ability to leverage technology are vital as you assist our performance leaders with peer coaching and development

• High School Diploma or equivalent required
• Bachelor's Degree preferred
• 0-2 years relevant experience preferred