SVB - Vice President I, Corporate Banking - Credit Solutions

Overview

Together, Silicon Valley Bank and First Citizens offer you the strength and stability of a diversified financial institution with a 125-year tradition of service and the personalized approach of a nimble financial partner.

First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services including a network of more than 550 branches in 23 states and commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets.

• Underwriting; Process Management
• Debt process management - manage corporate and leveraged transaction processes from new opportunity introduction from Director/MD to loan closing; - Due Diligence - review target company provided / publicly available materials, including historical financials, management presentations, CIMs, and 3rd party materials; assist associates with generating diligence request lists to cover questions arising from review of materials while identifying gaps in provided information.
• Credit Memorandums - create credit memorandums to drive credit approval for new opportunities.
• Review financial models from associates to ensure accuracy with company projections.
• Present new opportunities to loan committee.
• Prepare loan packages for approvals, including utilization of existing bank systems.
• Assist in document negotiation.
• Utilizes analysis and independent judgment to generate recommendations to Directors/MDs.
• Drive coordination / execution with Syndications and Relationship Management partners.
• Oversee the loan closing process. Reporting/Portfolio Management
• Act as primary lending liaison for portfolio companies.
• Work with associates to ensure timely and accurate reporting from portfolio companies.
• Manage any amendment/waiver processes for portfolio companies.
• Research and analyze information as directed.
• Oversee portfolio database as well as quarter portfolio review/analysis

• Coordination with RM partners to develop materials required to evaluate, pitch and execute debt opportunities.
• Participation on diligence calls with prospects and portfolio companies. Takes notes on material updates and opportunities.
• Mentor the associate staff.
• Utilizes moderate decision making and independent judgement in negotiations and building relationships. Influences and drive decisions.
• Exercises judgment and authority prudently and with proper balance for the best interests of the clients and SVB; Recommendations
• Recommends structuring and underwriting points on new opportunities as well as decisions related to portfolio and risk management of the existing portfolio with guidance from senior team members.
• Knowledge - Beginning/Intermediate late stage lending & leveraged finance knowledge, negotiating experience and marketing skills with an ability to build and close new relationships with minimal assistance.

• Work highly proficient at researching information and gathering pertinent items to identify trends / anomalies.
• Extremely adept at understanding and interpreting requests.
• Strong understanding of financial accounting with financial modeling experience.
• Strong organization and attention to details ensuring all documentation is complete and accurate.
• Proven ability / highly skilled at developing strong positive relationships with external clients / internal partners.
• Excellent communication skills capable of explaining information in a clear and concise manner and adapting delivery depending on the audience and influencing decisions in the best interest of the client.
• Professional, thorough and organized with strong follow-up skills.
• Excels in a team environment and proactively collaborates and acts as a leader with others to serve clients.
• Demonstrates initiative, a commitment to continuous learning, and the ability to adapt to changing demands and requirements.
• Responds positively and quickly to constructive feedback.

• Intuitiveness
• Analytical Ability/Fluency with Numbers
• Critical thinking
• Time management
• Prioritization
• Driven/Self-Motivated
• Collaborative
• Accountability