Credit Risk Assessment Associate Analyst

Eaton is an intelligent power management company dedicated to protecting the environment and improving the quality of life for people everywhere. We make products for the data center, utility, industrial, commercial, machine building, residential, aerospace and mobility markets.

What you'll do:

• This is a new role as part of the creation of a new global Credit Risk Team. Primary function: supporting the regionally-centralized APAC Credit Risk Team ; run controls & processes that drive adherence to Eaton's Credit Management policy (i.e. risk analysis, ensuring customers' credit limits are checked against 3rd party credit recommendations, payment history & other risk data - helping growth whilst keeping financial losses at a minimum);
• Responsible for: credit risk analysis; recommending & setting Credit Limits (to risk / sales); driving credit limit approvals; with the support and backing of the Global Credit Risk Team Leader, regional Credit & Collections Managers and the rest of the Global Credit & Collections Team.
• Work with leaders and controllers to reduce credit risk, ensure that all processes comply with company policies and regulatory requirements.
• Ensure full portfolio is compliant to Credit Procedures and meets internal controls, Sarbanes Oxley & audit requirements.
• Manage and monitor the end-to-end decision-making process to ensure alignment to customer (internal/external) expectations.
• Enforce APAC customers credit management and propose solution for significant credit control improvement.
• Take credit assessment and credit analysis report, provide relevant business analysis reports.
• Manage closely with outsources like D&B or other consulting firms to deliver timely APAC credit data to cooperate with plants for risk control.
• Work with a collection team to manage and control annual customer review.
• Ensuring customer payment terms comply to Policy thresholds across the region - and recommending / driving standardization of payment terms across regional divisions where required (i.e. across a customer group).

• Bachelor's degree in a related field or equivalent education
• More than 3 years of experience, preferably in finance credit related experience.
• Customer service, sales experience and project management are also preferred.
• Demonstrable open communication and initiative.
• Good knowledge of SOX and compliance requirements.
• Effective and efficient working practice
• Ability to think, coordinate, and solve problems
• Familiar with financial operating systems, such as SAP or Oracle
• Fluent written and Oral English