At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care.As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues - caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day.Join a forward-thinking team where your expertise in underwriting and risk management directly supports the company's financial strength and strategic growth. As the Underwriting Manager , you will lead a team of professionals dedicated to evaluating and managing risk across large group contracts. Your leadership will drive innovation, improve processes, and ensure underwriting excellence that maximizes revenue, membership, and profitability.Key Responsibilities:
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- Lead with Purpose: Manage and mentor a high-performing underwriting team, fostering a culture of accountability, collaboration, and continuous improvement.
- Drive Strategic Initiatives: Design and implement innovative underwriting programs that align with evolving business goals and market dynamics.
- Forecast & Adapt: Monitor industry trends and regulatory changes to anticipate impacts, assess business risks, and develop proactive strategies.
- Deliver Complex Solutions: Oversee underwriting for large group contracts involving diverse product types, funding arrangements, and rating methodologies.
- Collaborate Across Functions: Partner with Sales, Claims, and Customer Service to develop customer-centric underwriting strategies that support growth and retention.
- Set Standards: Establish and enforce underwriting guidelines, ensuring consistency, compliance, and sound decision-making within authority limits.
- Coach & Develop Talent: Support the professional growth of junior team members through coaching, knowledge sharing, and skill development.
- Strong leadership and team management experience in underwriting or risk-related roles
- Deep understanding of underwriting principles, risk assessment, and financial impact analysis
- Proven ability to drive process improvements and implement strategic initiatives
- Excellent analytical, decision-making, and communication skills
- Collaborative mindset with the ability to work cross-functionally and influence outcomes
- Bachelor's degree or equivalent professional training
- Proficiency in business intelligence tools and underwriting systems
- Experience with large group underwriting and complex case design
40Time Type
Full timePay Range
The typical pay range for this role is:$66,330.00 - $145,860.00This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.Great benefits for great peopleWe take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:
- Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan.
- No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
- Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.