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Sr. Analyst, Credit Research

AT Charles Schwab
Charles Schwab

Sr. Analyst, Credit Research

San Francisco, CA

Pay range: USD $90,000.00 - $150,000.00 / Year

Your opportunity

At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

SAM is looking for a credit research analyst to support the Corporate Credit Research Group. The Corporate Credit Research Group is responsible for analyzing credit across the corporate credit spectrum and the entire yield curve. The Senior Analyst will be responsible for:

  • Conducting credit analysis and make security recommendations for separately managed accounts (SMAs), mutual funds, and ETFs
  • Support portfolio managers in the security selection process which includes providing sector and issuer-specific risk assessments;
  • Determining internal issuer/security ratings;
  • Preparing detailed, concise, and accurate credit reports;
  • Provide verbal credit presentations to large and small internal audiences;
  • Providing on-going surveillance of assigned corporate issuers.

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Key factors for success in this role include:

  • Demonstrated knowledge of and interest in financial markets, specifically fixed income;
  • Ability to think strategically and apply broad economic trends as a component of investment recommendations;
  • Strong fundamental and in-depth issuer-specific credit analysis skills
  • Strong and effective interpersonal and presentation skills;
  • Good organizational skills with the ability to prioritize and handle multiple competing priorities within established deadlines;
  • Ability to work both independently and as part of a team in making appropriate credit recommendations.

What you have

Required Qualifications:

  • 5 years of fixed income credit research experience or related analytical role
  • Bachelor's degree
  • Excellent fundamental credit analysis skills involving corporate issuers; strong quantitative acumen
  • Ability to think strategically, evaluate industry and economic/sovereign trends, and apply analysis to make appropriate investment recommendations for the funds and SMA accounts.

Preferred Qualifications:

  • Strong writing skills. Experience writing investment reports, a plus.

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What's in it for you

At Schwab, we're committed to empowering our employees' personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you'll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

  • 401(k) with company match and Employee stock purchase plan
  • Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
  • Paid parental leave and family building benefits
  • Tuition reimbursement
  • Health, dental, and vision insurance

Client-provided location(s): San Francisco, CA, USA
Job ID: CharlesSchwab-2025-112664
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • FSA With Employer Contribution
    • HSA
    • HSA With Employer Contribution
    • Pet Insurance
    • Mental Health Benefits
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Snacks
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Personal/Sick Days
    • Sabbatical
    • Leave of Absence
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Financial Counseling
  • Professional Development

    • Tuition Reimbursement
    • Promote From Within
    • Shadowing Opportunities
    • Access to Online Courses
    • Internship Program
    • Work Visa Sponsorship
    • Leadership Training Program
    • Associate or Rotational Training Program
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program