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Digital Lending Product Owner

AT Charles Schwab
Charles Schwab

Digital Lending Product Owner

Austin, TX

Pay range: USD $110,100.00 - $140,000.00 / Year

Your opportunity

At Schwab, you are empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

Charles Schwab Digital Lending is responsible for defining, delivering, and managing digital banking lending solutions. We are obsessed with solving client needs. We focus on delivering best-in-class experiences to make every interaction simple and easy. We collaborate with user experience and design, business and technology partners across the enterprise to build experiences our clients are passionate about.

We are looking for product and client champions to help us craft the future of Schwab's digital platforms. In this role, you will work closely with stakeholders throughout the firm to elicit and evaluate their needs and help determine how best our team can deliver excellent solutions. You will also play an integral role in working with our internal team members across our entire product suite to help build and manage our opportunity backlog.

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If you have a passion for digital products, the ability to deeply analyze and document stakeholder needs, and superior written and verbal skills to communicate effectively at all levels of the organization, we want to talk with you!

The team is responsible for:

  • Strategy - Setting ambitious and clear production vision for designing re-usable utilities across multiple journeys.
  • Execution - On all aspects of technology product development including the definition, creation, development and implementation through a prioritized backlog of product features
  • Client Focus - Develop a deep understanding of the target market, build close relationships with key stakeholders and define business strategy
  • Digital Lending Experiences - Collaborate with design, technology and business partners to build digital experiences that our clients are passionate about

What you'll do:

  • Manage execution of the product roadmap. Lead discovery and requirements definition to translate product vision into specific deliverables.
  • Define and prioritize product features and enhancements based on client needs and business goals; ensure rigor in execution and attention to detail by effectively managing the product roadmap
  • Foster in-depth understanding of client needs, informed by user research, competitive analysis and the internal / external product landscape, to help drive product-market fit
  • Partner with stakeholders to ensure product roadmap aligns with overall business strategy and firm objectives; develop presentations to regularly communicate product insights and metrics to leadership
  • Work closely with other product teams across the organization to ensure key dependencies are identified and managed
  • Develop actionable, data-driven insights to deliver actionable recommendations
  • Frame challenges as problems that are solved through critical thinking and collaboration
  • Monitor key metrics to measure success of product initiatives and identify areas of improvement; clearly present results, insights and recommendations to leadership

What you have

Required Qualifications

  • Strong digital product management skills; 5+ years of experience in product management or similar field
  • Demonstrated ability to synthesize qualitative and quantitative data, identify opportunities, and drive recommendations
  • Exceptional written and verbal communication skills; ability to communicate complex messages and trade-offs, tell a compelling story, and present to all levels of the organization
  • High emotional intelligence; ability to manage uncertainty and lead people through challenging projects and processes
  • Self-starter with outstanding organizational skills and ability to track multiple projects in parallel
  • Effective relationship builder; ability to partner cross-functionally and work effectively with various personality types at all levels of the organization
  • Comfort in a dynamic and fast-moving work environment, with a positive attitude and solid work ethic
  • Experience in Financial Services; knowledge of Digital Banking a plus

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What's in it for you

At Schwab, we're committed to empowering our employees' personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you'll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

  • 401(k) with company match and Employee stock purchase plan
  • Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
  • Paid parental leave and family building benefits
  • Tuition reimbursement
  • Health, dental, and vision insurance

Client-provided location(s): Austin, TX, USA
Job ID: CharlesSchwab-2025-111053
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • FSA With Employer Contribution
    • HSA
    • HSA With Employer Contribution
    • Pet Insurance
    • Mental Health Benefits
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Snacks
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Personal/Sick Days
    • Sabbatical
    • Leave of Absence
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Financial Counseling
  • Professional Development

    • Tuition Reimbursement
    • Promote From Within
    • Shadowing Opportunities
    • Access to Online Courses
    • Internship Program
    • Work Visa Sponsorship
    • Leadership Training Program
    • Associate or Rotational Training Program
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program