CTC- Credit and Collection Specialist

Job Purpose and Impact

The Professional, Credit job performs a range of moderately complex activities to minimize credit risks in support of the organization's financial stability. With limited supervision, this job prepares credit reporting and performs credit research and account management initiatives in compliance with organizational and regulatory standards. This job also helps develop, recommends, and implements the controls and policies that ensure financially sound credit decisions are made in the organization.

Key Accountabilities

• CUSTOMER ACCOUNTS: Handles customer accounts, following up on overdue accounts, and assessing customer portfolio risk.

• CREDIT ANALYSIS: Synthesizes and interprets findings on credit trends, profitability, economics and collections activities to propose recommendations for credit decisions.

• RISK MANAGEMENT: Identifies potential sources of loss and prepares estimates of potential financial consequences to minimize the company's credit risk.

• CREDIT CONTROL POLICY: Provides inputs in developing and implements credit control policies and procedures

• INDUSTRY EXPERTISE: Stays abreast of industry trends, regulatory changes, and emerging best in class industry standards in credit management, proactively finding opportunities for continuous improvement.

• 5 years of relevant experience in credit analysis domain, and Corporate Credit Analysis background

• Knowledge of credit risk assessment tools & techniques and collections practices

• Proficiency in Microsoft Office Suite and ERP systems, Power BI, Excel, PPT

• Ability to work independently and as part of a global team, willing to travel to customer locations

• Understanding of the country financial and regulatory environment