Senior Credit Manager - Commercial Real Estate Banking

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

• Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations
• Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success
• Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization
• Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance
• Allocates and manages resources efficiently across the organization to drive short and long term profitability
• Mobilizes organizational resources to deliver the full range of the bank's capabilities to meet client needs and to gain competitive advantage
• Breaks down barriers to create a more inclusive environment that supports company Great Place to Work goals

• Enterprise Talent Leader: Inspects and manages the health of the bench to ensure succession for the organization, while supporting enterprise talent needs
• People Manager & Coach: Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance
• Financial Steward: Efficiently allocates and manages resources across the organization to drive short and long term profitability
• Risk Manager: Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization
• Driver of Business Outcomes: Mobilizes organizational resources to deliver the full range of the bank's capabilities to meet client needs and to gain competitive advantage
• Manager of Process & Data: Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations
• Enterprise Advocate & Communicator: Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success
• Opportunity & Inclusion Champion: Breaks down barriers to create a more inclusive environment that supports company Great Place to Work goals

• 10+ years of experience in commercial real estate credit, with significant exposure to Low Income Housing Tax Credit (LIHTC) transactions across originations, underwriting, portfolio, or asset management

• Bachelor's Degree in Finance, Accounting, Real Estate, or similar fields
• Deep transactional experience with LIHTC deal structures and credit considerations
• Credit Trained

• Credit Documentation Requirements
• Decision Making
• Executive Presence
• Loan Structuring
• Risk Management
• Analytical Thinking
• Collaboration
• Oral Communications
• Prioritization
• Underwriting
• Business Acumen
• Client Solutions Advisory
• Coaching
• Hiring and Onboarding
• Written Communications