Associate, GCIB Credit, Beijing

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

• Prepare financial spreading and detailed credit memos/analysis of Financial Institutional clients (including banks, broker dealers, insurers and fintech firms), and recommend credit decision based on the financial information, macro-economic/ industry situations, and other relevant information that comply with the Bank's credit policies, procedures, business strategies, and regulatory requirements.
• Manage a portfolio of clients and monitor their financial performance and news daily to identify and escalate any emerging risks promptly. Also, attend client meetings to perform credit due diligence periodically.
• Collaborate with other LOBs and business partners (including Credit Risk, Corporate Banking, Investment Banking, Global Markets, and Global Transaction Services) to leverage their expertise and insights on clients. Also assist in managing client relationships, finding appropriate financial solutions and ensure all parties are aligned with the Bank's overall strategic goals and objectives.
• Work on ad hoc reports and handle any duties assigned by manager or senior team members.

• Strong analytical skills, and excellent written and verbal communication skills in both English and Chinese.
• 4-5 years of experience in banking/finance industry, with some knowledge of capital markets, banking products, financial institution markets and regulatory landscape in Greater China.
• Strong collaborative skills and a good team player.
• High level of accuracy in work with attention to small details.
• Good time management and ability to work effectively under tight time pressure.
• Minimum Bachelor's degree in Business Administration, Economics or related disciplines.