Budget Lead - Wallet & Payments - Strategy & Planning

Do you love thinking analytically? Are you passionate about using your financial knowledge to navigate complex challenges? Just as our customers find value in Apple products, the Strategy and Planning group finds value for both Apple and its shareholders. As part of this group, you'll play an integral role in ensuring our day-to-day financial health. You will support Apple's growth, both top and bottom line, by applying the same level of innovation toward financial matters as we do toward our products and services. You'll also collaborate with Apple teams across the world to develop more effective investment strategies and risk management. Join us, and you'll have a meaningful role in continuing Apple's legacy of efficiency and success. Here you'll be responsible for overseeing the management of the organization's budgeting process for Wallet Payments and Commerce products across multiple cross-functional teams. This position will own forecasting, monitoring budget performance, and providing operational and strategic support across a sophisticated organization. If you're a highly motivated, strategic and analytical problem solver who thrives in ambiguity and fast-paced environments, this role is for you!

Description

Apple is seeking a highly proficient Budget Lead to support the Wallet & Payments Strategy organization. This role will be responsible for finance-related activities including managing and forecasting operation expenses requiring a deep understanding of business as well as positive relationships with key partners. Responsibilities include reconciling multiple data universes, identifying discrepancies, managing solutions, supporting other critical deliverables including quarter-end deep-dive analytics. This role will also collaborate cross-functionally across a globally distributed group to meet the data needs of the business and translate those needs into analytical requirements.

Responsibilities

• Operate with minimal direction, drawing on your expertise and critical thinking to drive results, make decisions independently, and lead a team
• Own the budgets and cross-functional relationships for LOBs and Functions while leading and optimizing associated processes
• Engage with, build relationships with, and communicate with multiple cross-functional stakeholders at various levels, including senior leaders
• Forecast, manage, and report on budgets, actual spend, and support fiscal planning for our cross-functional teams across multiple lines of business
• Analyze large sets of data to evaluate P&L actuals each quarter, identify variances, and deliver formal insights and recommendations on budgets to partners at every level, including senior leaders
• Conduct detailed audits and reconciliations of large data sets, proactively identifying and addressing discrepancies
• Implement process improvements impacting multiple stakeholders with diverse and competing priorities - Document and train on processes for internal and partner team

Minimum Qualifications

• Minimum 5 years meaningful experience in Finance, Accounting, or Budgeting with proven understanding of core finance and accounting principles, including accruals, P&Ls, forecasting, fiscal planning, budgeting and Procurement-to-Pay (P2P) processes
• Experience analyzing, reconciling, and interpreting large, complex data sets to identify patterns, trends and insights using Excel
• Strong financial competence; FP&A experience, Excel and SAP knowledge
• Proficient with big data systems and tools and Tableau dashboard design, development and publishing
• Ability to work with large amounts of data and see the 'bigger picture'
• Critical thinking: able to look at numbers, trends, and data and come to new conclusions based on the findings
• Demonstrated strong organizational skills with attention to detail and ability to work with ambiguity and uncertainty
• Bachelor Degree or equivalent experience in Business, Finance or related field

Preferred Qualifications

• Advanced Excel, SAP

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $117,400 and $221,200, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits.

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about your EEO rights as an applicant .

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Client-provided location(s): Cupertino, CA

Job ID: apple-200626519-0836

Employment Type: OTHER

Posted: 2025-10-20T19:08:48