Congrats, graduate! Your hard work has paid off, and now, diploma in hand, you’re ready to enter the working world.

Whether you’re still job searching or you've already lined up a gig, post-grad life is exciting —minus all the expenses it comes with. And just what are those expenses? Check out the numbers below for a rough idea of how you'll need to budget your paychecks.

It's not a pretty picture, especially for New York or SF-based Muses—but the good news? The median starting salary for new grads has risen to $3,583 a month (check out that breakdown by major).

Home page photo courtesy of Glamlife-studentportal. Infographic courtesy of BuzzRaid.com via visual.ly