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Budgeting’s tricky for everyone, regardless of how many finance or accounting classes you took in college back in the day. And sure, we’ve all heard the advice to create a simple Excel spreadsheet with your income and expenses, but that’s not always as easy as it sounds. How’s the average person supposed to know how to even start?

Here’s a little boost: In this video, the people at The Financial Diet break down everything you need to know to create a straightforward budget spreadsheet that’ll make it easy to see just how much money you can (or, sad face, can’t) spend each month.