Senior Lead Credit Risk Officer (001670)

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo Technology sets IT strategy; enhances the design, development, and operations of our systems; optimizes the Wells Fargo infrastructure footprint; provides information security; and enables continuous banking access through in-store, online, ATM, and other channels to Wells Fargo's more than 70 million global customers.

Wells Fargo Bank N.A. seeks a Senior Lead Credit Risk Officer in Wilmington, DE.

Job Role and Responsibility:

Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk. Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture. Manage the Retail Services portfolio and responsible for new business acquisition due diligence analysis. Receive direction from leaders. Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements. Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals. Interact with internal and external customers. Collaborate with business for oversight of risk management. Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics. Telecommuting is permitted up to 2 days a week. Position must appear in person to the location listed as the work address.

Travel required: None.

Required Qualifications:

Degree required: Bachelor's degree in Computer Science, Quantitative Analytics, Statistics, Mathematics, Economics, or related quantitative field.

Amount and type of experience required: 5 years of experience in the job offered or in a related position involving application development and implementation experience.

Specific skills required:

• Experience with Programming languages used for advanced statistical analysis and data programming like SAS, R, C++, Python, SQL, and MATLAB;
• Experience with Linux and Unix Operating Systems;
• Experience with predictive modeling using statistical or machine learning techniques;
• Experience with Stochastic Modeling, Optimization, Simulation, Computational Statistics, or Machine Learning; and
• Experience with statistical model development and validation.

Posting End Date:
6 Feb 2026
*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Client-provided location(s): Wilmington, DE

Job ID: WellsFargo-R-516790

Employment Type: FULL_TIME

Posted: 2026-01-22T18:08:52