Bilingual Credit Product Portfolio Specialist

About this role:

Wells Fargo is seeking a Bilingual Credit Product Portfolio Specialist to join the Vendor Finance team and play a key role in managing and optimizing credit product performance across our partner programs. This position offers a unique opportunity to work closely with program partners, analyze portfolio trends, and contribute to strategic initiatives that drive growth and profitability.

You'll be part of an inclusive, team-based environment where collaboration, diverse perspectives, and shared success are at the heart of everything we do.

This is more than a job-it's a career-building opportunity. We are committed to investing in your development and providing a clear path for advancement within our organization.

This role is for a vacancy in our Mississauga office.

In this role, you will:

• Portfolio Management: Monitor and analyze credit product performance across partner programs, ensuring alignment with risk appetite and profitability targets.
• Client & Partner Relationships: Participate in building and maintaining effective relationships with program partners and internal coverage teams, sharing relevant insights and collaborating on strategic opportunities.
• Financial & Risk Analysis: Review and analyze client portfolios for key metrics such as cash flow, liquidity, leverage, working capital, debt coverage, collateral, and repayment sources to support underwriting and periodic reviews.
• Recommendations & Judgment: Present recommendations for resolving complex situations and exercise independent judgment while developing expertise in policies, procedures, and compliance requirements.
• Deal Support & Gap Analysis: Partner with senior peers on individual deals and client relationships to identify gaps, understand client businesses and financial positions, and execute opportunities for modifications, renewals, and refinancings.
• Portfolio Reviews & Risk Management: Participate in regular portfolio reviews to manage risk and lead problem loan resolutions where applicable.
• Product Feedback: Partner with product management teams to provide feedback on tools and processes that improve delivery of credit solutions and meet client and market needs.
• Client Servicing: Collaborate with senior peers and functional partners to resolve client servicing requests and inquiries related to credit products.

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Bilingual in French and English

• Strong analytical skills with proficiency in Excel; experience with SQL, Python, or BI tools (Power BI/Tableau) is an asset
• Excellent communication and relationship-building skills
• Ability to manage multiple priorities and deliver results in a fast-paced environment
• University degree in business/commerce, accounting or finance

• Career Growth: This role is designed as a steppingstone to more senior positions within credit, product, or risk management.
• Professional Development: Access to mentorship, training programs, and opportunities to expand your technical and leadership skills.
• Impactful Work: Collaborate with partners and internal teams to shape strategies that directly influence business performance.
• Inclusive Culture: Working with us means being part of a diverse and inclusive environment, where you'll have the opportunity to connect beyond your role-whether that's through our Women's Connection Committee, Spark Squad events, or meaningful volunteer work in the community!

• Strong engagement and alignment with program partners.
• Healthy portfolio performance across key metrics (loss rates, profitability, growth).
• Timely execution of strategic initiatives and compliance with governance standards.