Sr. Pricing Analyst

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

The Sr. Analyst will be a member of Visa's Latin America and Caribbean (LAC) Pricing and Interchange Team, which is responsible for pricing and interchange for Visa's business in the LAC region. The position will be focused primarily on the Brazil market and will be based in Sao Paulo with some travel expected.

Essential Functions

• Manage cross-functional initiatives in support of the economic model underlying Visa's products, services and global payments processing network.
• Collaborate with all facets of Visa's business in evaluating and managing pricing change opportunities, from forecasting and business case design to stakeholder impact assessment and key partner communications.
• Support the development of overall country strategies with a focus on pricing and interchange rate development for existing as well as new products, merchant segments and channels.
• Query large databases to obtain the data necessary to evaluate different pricing and interchange opportunities. Build financial cost-benefit analyses and modeling to determine impacts for issuers, acquirers, merchants and Visa using VisaNet data, and make recommendations to management.
• Develop rigorous, fact-based, quantitative analysis to support recommendations. Ensure strategic and financial soundness and alignment for any recommendations.
• Develop executive level communications. Communicate recommendations in a clear, concise and impactful way. Generate support for recommendations among business leaders across the organization.
• Support the publication of changes in Visa pricing and interchange rates. Provide Visa client-facing staff, pricing and interchange rates and qualification criteria as well as field additional ad-hoc questions, requests and analysis on pricing and interchange.
• Interface with the global systems group to develop pricing and interchange business requirements and track systems development work.
• Work with the Global Interchange Compliance team on the interchange compliance program to ensure that clients are qualifying for the correct interchange rates.
• Develop and update reports / dashboards to evaluate performance of rates and business indicators in general for internal Visa use.

• 4 years of work experience with a Bachelor's Degree, or
• 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD), or
• PhD degree

• MBA or relevant graduate degree in finance or economics, or similar academic/professional experience.
• 3-5+ years total experience in management consulting, corporate strategy, pricing, banking or finance.
• Experience in and/or significant exposure to the payments industry preferred.
• Ability to develop content independently and prioritize workflow with limited supervision, to manage projects.
• Ability to prioritize deliverables and projects to meet timelines efficiently and ability to adapt to changes in priorities quickly.
• Ability to participate in complex cross-enterprise projects and processes with multiple stakeholders at both senior and junior levels.
• Superior analytical and problem-solving skills, with demonstrated intellectual and analytical rigor, attention to detail and ability to structure and analyze sophisticated financial modeling.
• Experience working with economic theories, scenario analysis and competitive assessments. Knowledge of payments industry revenue drivers a plus.
• Personal presence and ability to clearly communicate compelling messages to senior managers and external business partners.
• Strong interpersonal and leadership skills to influence and build credibility with functional and regional leaders within Visa.
• Self-starter, team oriented, collaborative, diplomatic, and flexible, with excellent presentation skills, including strong oral and writing capabilities.
• Bilingual English/Portuguese required.