Sr. Data Scientist - Visa Commercial Solutions

Company Description

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters — to you, to your community, and to the world.

Progress starts with you.

Job Description

Visa cards play a crucial role in allowing our commercial solutions partners to pay and be paid. From large enterprises to small businesses, companies depend on Visa to allow their employees ease of operation in the digital payments ecosystem and to provide them with services that can help them gain valuable insights into their customers spending as well as their own spending. The Global Data Science group supports these commercial partners by using our outstandingly rich data set that spans more than 3 billion cards globally and collects more than 100 billion transactions in a single year. Our focus lies on building creative solutions that have an immediate impact on the business of our highly analytical partners. We work in complementary teams comprising members from Data Science and various groups at Visa. To support our rapidly growing group we are hiring Data Scientists who are equally passionate about the opportunity to use Visa’s rich data to solve meaningful business problems.

Essential Functions 

• Brainstorm innovative ways to use our unique data to answer business problems

• Use LLM-based systems for natural language processing, data quality evaluation, and performance evaluation

Connect with internal clients to understand the challenges they face and convince them with data

Extract and understand data to form an opinion on how to best help our clients and derive relevant insights

Develop visualizations to make your sophisticated analyses accessible to a broad audience

Identify and create key metrics and dashboards to track program success

Find opportunities to craft products out of analyses that are suitable for multiple clients

Mine and analyze data from company databases to drive optimization and improvement of product, marketing techniques and business strategies for Visa and its clients

Work collaboratively with Data Scientists, Data Engineers and other cross-functional partners to tailor analyses and solutions to the needs of the business

Assess the efficiency and accuracy of new data sources and data gathering techniques

Develop custom data models and algorithms to apply to data sets

Use predictive modeling to increase and optimize customer experiences, revenue generation, data insights, and other business outcomes

Synthesize ideas/proposals in writing and engage in productive discussions with external or internal partners

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. 

Qualifications

Basic Qualifications
5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications

• 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• 4+ years’ experience in data-based decision-making or quantitative analysis
• Master’s degree in Statistics, Operations Research, Applied Mathematics, Economics, Data Science, Business Analytics, Computer Science, or a related technical field
• Extracting and aggregating data from large data sets using SQL/Hive or Spark
• Analyzing large data sets using programming languages such as Python, R, SQL and/or Spark
• Generating and visualizing data-based insights in software such as Tableau
• Advanced knowledge and experience of AI/ML model development and implementation
• Experienced with building AI/ML model pipelines and creating robust and scalable AI/ML solutions.
• Experience working with LLMs in a production environment
• Track record of creating robust and scalable AI/ML/Data Science solutions and products

Additional Information

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 161,400 to 234,250 USD per year. Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Client-provided location(s): Foster City, CA

Job ID: 25a3ec9a-a5a2-481e-8738-5c2e0da35d84

Employment Type: OTHER

Posted: 2026-01-05T20:21:13