Senior Software Engineer, Depositary
Company Description
Founded by experienced entrepreneurs and engineers in 2016, Pismo is a technology company that provides a comprehensive processing platform for banking, card issuing and financial market infrastructure and helps customers innovate and build the next generation of banking and payment solutions. Pismo joined Visa in 2024.
Leveraging Visa’s solutions, our core platform, and an expanding suite of capabilities, Pismo addresses the technological challenges that large banks, marketplaces, and fintech companies face in migrating from legacy systems to more advanced technology in the market. Pismo’s cloud-based platform empowers firms to build and launch financial products rapidly, scaling as they grow to have a broader audience while keeping high security and availability standards.
Pismo’s 500+ employees are located in more than 10 countries around the world.
Job Description
We are the Depositary team, the core engineering group responsible for supporting and managing card receivables through the BCB's centralized registration system. Monitor and reconcile receivables units (URs) across multiple acquirers and payment arrangements. Ensure compliance with BCB regulations, including Circular 3,952 and related normative frameworks. Support credit operations backed by card receivables as collateral. Maintain data integrity across receivables registration, pledges, and settlements. Facilitate liquidity solutions for merchants through receivables anticipation and discounting operations.
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What You'll Do
- Process and manage card receivables registered
- Development and maintenance of projects in Golan/Java/Python using AWS services
- Participation in technical analysis with product team requirements
- Execution of Terraform to create/remove new resources on AWS
- Monitoring applications through logs/metrics using Grafana
- Database optimization, mainly MongoDB
- Help in the collective decisions about our architecture
- Understand and build micro-service and event-driven architecture, and how to solve distributed transaction problems.
This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice. #LI-Remote
Qualifications
Basic Qualifications
- 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience
- Be based in Brazil.
- Proficiency in English at B1 level or above (Intermediate).
- Experience with Golang or Java
Preferred Qualifications
- Experience with AWS services (SQS, SNS, Kinesis, S3).
- Knowledge of messaging systems and event-driven architectures.
- Experience in designing architectural solutions.
- Experience with Docker/Kubernetes.
- Experience with testing (unit, integration, load).
- Solid understanding of distributed systems and microservices.
- Experience with REST APIs.
- Proficiency with Git and version control workflows.
- Knowledge of NoSQL databases (DynamoDB, MongoDB).
- Experience working in high-scale and high-availability environments.
- Familiarity with CI/CD pipelines.
- Understanding of observability practices (monitoring, tracing, alerting).
- Background in Agile methodologies and production support.
- Hands-on experience with Terraform or other IaC tools.
- Postman
- Grafana
- OpenAPI/Swagger
- Advanced experience with Microservices
Additional Information
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Perks and Benefits
Health and Wellness
- Long-Term Disability
- HSA With Employer Contribution
- On-Site Gym
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Short-Term Disability
- Health Reimbursement Account
- Mental Health Benefits
- Virtual Fitness Classes
- HSA
Parental Benefits
- Fertility Benefits
- Family Support Resources
- Birth Parent or Maternity Leave
- Non-Birth Parent or Paternity Leave
Work Flexibility
- Flexible Work Hours
- Remote Work Opportunities
- Hybrid Work Opportunities
Office Life and Perks
- Commuter Benefits Program
- Company Outings
- On-Site Cafeteria
- Holiday Events
- Happy Hours
- Casual Dress
Vacation and Time Off
- Paid Holidays
- Paid Vacation
- Volunteer Time Off
- Summer Fridays
- Leave of Absence
- Personal/Sick Days
Financial and Retirement
- 401(K)
- Relocation Assistance
- Performance Bonus
- Stock Purchase Program
- Company Equity
- 401(K) With Company Matching
- Financial Counseling
Professional Development
- Shadowing Opportunities
- Access to Online Courses
- Promote From Within
- Learning and Development Stipend
- Tuition Reimbursement
- Mentor Program
- Leadership Training Program
- Associate or Rotational Training Program
- Lunch and Learns
- Internship Program
- Professional Coaching
Diversity and Inclusion
- Diversity, Equity, and Inclusion Program
- Employee Resource Groups (ERG)