Skip to main contentA logo with &quat;the muse&quat; in dark blue text.

Fraud Client Services Specialist (Advanced)

Today Scottsdale, AZ

Key Responsibilities

Fraud Lead Intake and End-to-End Ownership

  • Receive and take ownership of fraud leads escalated from Primary Fraud Client Services
  • Transition cases seamlessly, ensuring continuity of client experience and risk management
  • Assume full accountability for resolving referred cases from intake through closure
  • Serve as the single point of contact for the client and internal partners once a case is owned
  • Ensure clear documentation of case history, prior actions, and next steps during handoff

End-to-End Case Ownership and Resolution

  • Own and manage fraud cases from intake through final resolution across assigned typologies (e.g., NAF, NAPF, no money movement)
  • Drive all investigative, servicing, and resolution activities needed to close cases
  • Manage a book of business, prioritizing cases based on risk, complexity, and client impact
  • Monitor case aging, proactively address delays, and ensure closure within service expectations
  • Ensure strong follow-through on all actions, including client communication and internal coordination

Client Engagement and High-Value Servicing

  • Serve inbound and outbound interactions for high-net-worth (HNW) and Workplace Solutions client segments

Want more jobs like this?

Get jobs in Scottsdale, AZ delivered to your inbox every week.

Job alert subscription
  • Re-engage clients on cases referred from primary to gather additional information, validate activity, and provide updates
  • Act as a trusted advisor in high-risk or sensitive fraud situations
  • Clearly communicate case status, decisions, and next steps to clients
  • Manage complex or escalated client interactions with professionalism and confidence
  • Escalate cases to Senior Investigators as needed for defined Fraud typologies

Fraud Analysis, Decisioning, and Risk Assessment

  • Conduct in-depth analysis of account activity, transaction behaviors, and fraud indicators
  • Apply advanced judgment to differentiate good users from bad actors
  • Determine and execute appropriate actions, including restriction, escalation, or closure
  • Identify patterns or trends within caseload and escalate emerging risks
  • Resolve more complex or ambiguous cases that require deeper expertise beyond initial servicing

Specialized Fraud Typology Ownership

  • Maintain deep expertise in assigned fraud typologies (NAF, NAPF, no money movement)
  • Apply consistent handling practices and decision frameworks across similar case types
  • Serve as an escalation point for complex scenarios within these typologies
  • Partner with investigation, prevention, and product teams to refine handling strategies

Operational Flexibility and Volume Management

  • Support Primary Fraud Client Services coverage during periods of high demand
  • Balance direct client interaction, lead intake, and case management responsibilities based on volume
  • Adjust priorities in real time to meet operational needs without compromising quality
  • Maintain productivity across servicing, escalations, and case resolution work

Identity Verification and Risk Controls

  • Perform enhanced authentication and identity validation in complex or high-risk scenarios
  • Verify information gathered during initial servicing and identify red flags
  • Detect social engineering, impersonation, and suspicious behaviors
  • Execute appropriate risk controls including account restrictions and fraud prevention measures

Operational Excellence and Compliance

  • Maintain accurate, detailed, and audit-ready case documentation across the full lifecycle
  • Ensure continuity and completeness of documentation from primary handoff through closure
  • Adhere to fraud policies, regulatory requirements, and internal controls
  • Identify opportunities to improve handoffs, workflows, and case handling practices

Internal Consultation and Leadership Support

  • Serve as a subject matter resource for primary fraud specialists and partners
  • Provide guidance on which cases should be escalated for advanced handling
  • Support feedback loops to Primary on trends, quality of intake, and improvement opportunities
  • Partner across fraud, servicing, and technology teams to improve outcomes and scalability

Required Skills and Capabilities

Core Skills

  • Strong analytical thinking and advanced risk assessment capabilities
  • Ability to independently manage and resolve complex cases end to end
  • Strong prioritization and book of business management skills
  • Ability to take ownership of cases midstream and drive to resolution
  • Effective communication with high-value clients and internal stakeholders
  • Sound decision-making in ambiguous or high-pressure situations
  • Attention to detail with disciplined case documentation

Qualifications

  • Minimum of three years related work experience.
  • Undergraduate degree or equivalent combination of training and experience.
  • Certified Fraud Examiner (CFE) certification preferred. Candidates who do not currently hold the certification must successfully obtain it within one year of employment via self-study. Vanguard sponsors the certification process.

Special Factors

Sponsorship
Vanguard is not offering visa sponsorship for this position.

About Vanguard

At Vanguard, we don't just have a mission-we're on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients' lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne, our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

Client-provided location(s): Scottsdale, AZ
Job ID: Vanguard-180659
Employment Type: FULL_TIME
Posted: 2026-09-17T03:51:14

Perks and Benefits

  • Health and Wellness

    • FSA
    • HSA
    • Health Reimbursement Account
    • Fitness Subsidies
    • On-Site Gym
    • HSA With Employer Contribution
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • Mental Health Benefits
    • Virtual Fitness Classes
    • Pet Insurance
  • Parental Benefits

    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Adoption Leave
  • Work Flexibility

    • Flexible Work Hours
    • Hybrid Work Opportunities
  • Office Life and Perks

    • Company Outings
    • Commuter Benefits Program
    • Casual Dress
    • Happy Hours
    • Snacks
    • Some Meals Provided
    • On-Site Cafeteria
  • Vacation and Time Off

    • Personal/Sick Days
    • Paid Holidays
    • Paid Vacation
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • Relocation Assistance
    • Performance Bonus
    • 401(K) With Company Matching
    • 401(K)
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Promote From Within
    • Mentor Program
    • Shadowing Opportunities
    • Access to Online Courses
    • Tuition Reimbursement
    • Internship Program
    • Lunch and Learns
    • Leadership Training Program
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at Vanguard.